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Single Family ResidenceResidential
$308,613$152 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $134,500 on May 2, 2018

3956 HOWARD RD

PETOSKEY, MI 49770
1
Baths
2,028 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.5 ac
Lot SizeThe size of the land the home sits on, from county records.
10
StoriesHow many floors the home has above ground.

Valuation

$309K
$285K low$333K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$134,500 · May 2, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,490 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$159,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$144,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$147,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$319,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
66
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
39
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
61
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.34 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyEMMET
Lot (acres)The size of the land the home sits on, from county records.2.50
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sheridan SchoolB+
Elementary · Grades KG–5 · 2.9 mi
M
Petoskey Middle SchoolA
Middle · Grades 6–8 · 3.5 mi
H
Petoskey High SchoolB+
High · Grades 9–12 · 3.6 mi

District: Petoskey Public Schools

Neighborhood · ZIP 49770These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.17,536
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.137 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,369
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,078
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3956 Howard Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 88% of homes in Petoskey 49770
  • Bigger than 76% of homes in Emmet County
  • Has a bigger lot than 77% of homes in Petoskey 49770

What homes are worth in Petoskey 49770

Each bar is how many homes fall in that price range. The marker is this home.

This home
$116K$2.6M

This home is worth more than 39% of homes in Petoskey 49770.

How it measures up in Petoskey 49770

The dot is this home. The mark in the middle is the typical home in Petoskey 49770.

Estimated value$308,613
CheaperTypical $352,941Pricier

Pricier than 39% of homes nearby

Price per ft²$152
CheaperTypical $218Pricier

Pricier than 12% of homes nearby

Living area2,028 ft²
SmallerTypical 1,560 ft²Bigger

Bigger than 74% of homes nearby

Lot size2.5 ac
SmallerTypical 0.71 acBigger

Bigger than 77% of homes nearby

How 3956 Howard Rd ranks against every home in each area.
MeasureThis homePetoskey 49770Emmet County
Estimated valuepricier than$308,61339% of homes42% of homes
Price per ft²pricier than$15212% of homes12% of homes
Living areabigger than2,028 ft²74% of homes76% of homes
Lot sizebigger than2.5 ac77% of homes71% of homes

About 3956 Howard Rd

How much is 3956 Howard Rd, Petoskey, MI worth?

The TopHap Estimate for 3956 Howard Rd, Petoskey, MI is $308,613 as of Aug 30, 2026. The likely range is $284,569 to $332,657. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3956 Howard Rd, Petoskey, MI last sell?

3956 Howard Rd, Petoskey, MI last sold on May 2, 2018 for $134,500, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 3956 Howard Rd, Petoskey, MI?

3956 Howard Rd, Petoskey, MI has 1 bathrooms, 2,028 square feet of living space and a 2.50-acre lot.

What schools serve 3956 Howard Rd, Petoskey, MI?

3956 Howard Rd, Petoskey, MI is assigned to Sheridan School (elementary), rated B+; Petoskey Middle School (middle), rated A; Petoskey High School (high), rated B+. All sit in Petoskey Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3956 Howard Rd, Petoskey, MI compare to other homes in Petoskey 49770?

Among the 8,518 homes in Petoskey 49770, it is worth more than 39% of them ($308,613 against a typical $352,941), its price per square foot is higher than 12% of them ($152 against a typical $218), it is bigger than 74% of them (2,028 ft² against a typical 1,560 ft²) and its lot is bigger than 77% of them (2.5 ac against a typical 0.71 ac). Measured against all of Emmet County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3956 Howard Rd, Petoskey, MI?

The 2024 property tax bill for 3956 Howard Rd, Petoskey, MI was $2,490. The county assessed it at $159,500.

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