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Single Family ResidenceResidential
$125,738$71 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

3958 ROUTE 41

MC GRAW, NY 13101
3
Beds
2
Baths
1,776 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.75 ac
Lot SizeThe size of the land the home sits on, from county records.
1880
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$126K
$113K low$139K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,266 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$125,500 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$115,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$125,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$228,182

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyCortland
Lot (acres)The size of the land the home sits on, from county records.0.75
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Vinyl Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 540 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
McGraw Secondary SchoolC-
Middle · Grades 7–12 · 4.0 mi
E
McGraw Elementary SchoolC-
Elementary · Grades PK–6 · 4.3 mi

District: McGraw Central School District

Neighborhood · ZIP 13101These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.2,301
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.62 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,717
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,551
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3958 Route 41 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Cortland County
  • Costs less per square foot than 90% of homes in Cortland County
  • Bigger than 69% of homes in Mc Graw 13101
  • Older than 85% of homes in Cortland County

What homes are worth in Mc Graw 13101

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$318K

This home is worth more than 37% of homes in Mc Graw 13101.

How it measures up in Mc Graw 13101

The dot is this home. The mark in the middle is the typical home in Mc Graw 13101.

Estimated value$125,738
CheaperTypical $142,004Pricier

Pricier than 37% of homes nearby

Price per ft²$71
CheaperTypical $99Pricier

Pricier than 20% of homes nearby

Living area1,776 ft²
SmallerTypical 1,470 ft²Bigger

Bigger than 69% of homes nearby

Lot size0.75 ac
SmallerTypical 1.52 acBigger

Bigger than 37% of homes nearby

Year built1880
OlderTypical 1957Newer

Newer than 19% of homes nearby

How 3958 Route 41 ranks against every home in each area.
MeasureThis homeMc Graw 13101Cortland County
Estimated valuepricier than$125,73837% of homes18% of homes
Price per ft²pricier than$7120% of homes10% of homes
Living areabigger than1,776 ft²69% of homes64% of homes
Lot sizebigger than0.75 ac37% of homes54% of homes
Year builtnewer than188019% of homes15% of homes

About 3958 Route 41

How much is 3958 Route 41, Mc Graw, NY worth?

The TopHap Estimate for 3958 Route 41, Mc Graw, NY is $125,738 as of Aug 30, 2026. The likely range is $112,927 to $138,549. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3958 Route 41, Mc Graw, NY last sell?

3958 Route 41, Mc Graw, NY last sold on Oct 4, 2002, according to the county's recorded deed.

How big is 3958 Route 41, Mc Graw, NY?

3958 Route 41, Mc Graw, NY has 3 bedrooms, 2 bathrooms, 1,776 square feet of living space and a 0.75-acre lot.

When was 3958 Route 41, Mc Graw, NY built?

3958 Route 41, Mc Graw, NY was built in 1880, making it 146 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 3958 Route 41, Mc Graw, NY?

3958 Route 41, Mc Graw, NY is assigned to McGraw Secondary School (middle), rated C-; McGraw Elementary School (elementary), rated C-. All sit in McGraw Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3958 Route 41, Mc Graw, NY compare to other homes in Mc Graw 13101?

Among the 871 homes in Mc Graw 13101, it is worth more than 37% of them ($125,738 against a typical $142,004), its price per square foot is higher than 20% of them ($71 against a typical $99), it is bigger than 69% of them (1,776 ft² against a typical 1,470 ft²), its lot is bigger than 37% of them (0.75 ac against a typical 1.52 ac) and it is newer than 19% of them (1880 against a typical 1957). Measured against all of Cortland County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3958 Route 41, Mc Graw, NY?

The 2024 property tax bill for 3958 Route 41, Mc Graw, NY was $3,266. The county assessed it at $125,500.

More homes on Route 41

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More homes in Mc Graw 13101

Assigned schools

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