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Residential (General/Single)Residential
$451,484
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $375,000 on Oct 8, 2020

3958 STATE ROUTE 3

CATLETTSBURG, KY 41129
0
Baths
1.39 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$451K
$391K low$512K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$375,000 · Oct 8, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$76,484
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$61,187
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.83%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$375,000
PNC BANK NA · recorded Oct 8, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,221 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$375,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$358,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$375,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$375,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
59
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
39
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.52 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBoyd
Lot (acres)The size of the land the home sits on, from county records.1.39

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ponderosa Elementary SchoolB+
Elementary · Grades KG–5 · 1.7 mi
H
Boyd County High SchoolC
High · Grades 9–12 · 2.4 mi
M
Boyd County Middle SchoolC+
Middle · Grades 6–8 · 4.7 mi

District: Boyd County School District

Neighborhood · ZIP 41129These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.156
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.10,182
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.121 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,137
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,993
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3958 State Route 3 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Boyd County
  • Has a bigger lot than 81% of homes in Boyd County

What homes are worth in Catlettsburg 41129

Each bar is how many homes fall in that price range. The marker is this home.

This home
$30K$448K

This home is worth more than 98% of homes in Catlettsburg 41129.

How it measures up in Catlettsburg 41129

The dot is this home. The mark in the middle is the typical home in Catlettsburg 41129.

Estimated value$451,484
CheaperTypical $117,058Pricier

Pricier than 98% of homes nearby

Lot size1.39 ac
SmallerTypical 0.88 acBigger

Bigger than 63% of homes nearby

How 3958 State Route 3 ranks against every home in each area.
MeasureThis homeCatlettsburg 41129Boyd County
Estimated valuepricier than$451,48498% of homesalmost all homes
Lot sizebigger than1.39 ac63% of homes81% of homes

About 3958 State Route 3

How much is 3958 State Route 3, Catlettsburg, KY worth?

The TopHap Estimate for 3958 State Route 3, Catlettsburg, KY is $451,484 as of Jul 14, 2026. The likely range is $390,658 to $512,310. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3958 State Route 3, Catlettsburg, KY last sell?

3958 State Route 3, Catlettsburg, KY last sold on Oct 8, 2020 for $375,000, according to the county's recorded deed.

What schools serve 3958 State Route 3, Catlettsburg, KY?

3958 State Route 3, Catlettsburg, KY is assigned to Ponderosa Elementary School (elementary), rated B+; Boyd County High School (high), rated C; Boyd County Middle School (middle), rated C+. All sit in Boyd County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3958 State Route 3, Catlettsburg, KY compare to other homes in Catlettsburg 41129?

Among the 5,333 homes in Catlettsburg 41129, it is worth more than 98% of them ($451,484 against a typical $117,058) and its lot is bigger than 63% of them (1.39 ac against a typical 0.88 ac). Measured against all of Boyd County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3958 State Route 3, Catlettsburg, KY?

The 2025 property tax bill for 3958 State Route 3, Catlettsburg, KY was $5,221. The county assessed it at $375,000.

Closest homes

More homes in Catlettsburg 41129

Assigned schools

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See this home in context

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