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Single Family ResidenceResidential
$271,305$140 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3959 RUCKLE ST

INDIANAPOLIS, IN 46205
4
Beds
1
Baths
1,936 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1921
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$271K
$241K low$302K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$153,505
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$122,804
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$117,800
FMF CAPITAL LLC · 7.94% 1 · recorded Sep 6, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,705 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$228,400 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$42,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$185,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$228,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$228,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMarion
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1950
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Phalen Leadership Academy at Louis B. Russell 48B
Elementary · Grades KG–6 · 0.6 mi
H
Shortridge High SchoolD
High · Grades 9–12 · 0.8 mi
M
KIPP Indy College Prep Middle SchoolD
Middle · Grades 6–8 · 1.6 mi

District: Indianapolis Public Schools

Neighborhood · ZIP 46205These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.28,148
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,340 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,510
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,995
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3959 Ruckle St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Meridian Kessler
  • Costs less per square foot than 93% of homes in Meridian Kessler
  • Bigger than 72% of homes in Marion County
  • Has a smaller lot than 66% of homes in Marion County
  • Older than 87% of homes in Marion County

What homes are worth in Indianapolis 46205

Each bar is how many homes fall in that price range. The marker is this home.

This home
$79K$937K

This home is worth more than 54% of homes in Indianapolis 46205.

How it measures up in Indianapolis 46205

The dot is this home. The mark in the middle is the typical home in Indianapolis 46205.

Estimated value$271,305
CheaperTypical $255,742Pricier

Pricier than 54% of homes nearby

Price per ft²$140
CheaperTypical $174Pricier

Pricier than 29% of homes nearby

Living area1,936 ft²
SmallerTypical 1,580 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.15 ac
SmallerTypical 0.14 acBigger

Bigger than 59% of homes nearby

Year built1921
OlderTypical 1925Newer

Newer than 40% of homes nearby

How 3959 Ruckle St ranks against every home in each area.
MeasureThis homeMeridian KesslerIndianapolis 46205Marion County
Estimated valuepricier than$271,30519% of homes54% of homes66% of homes
Price per ft²pricier than$1407% of homes29% of homes42% of homes
Living areabigger than1,936 ft²55% of homes68% of homes72% of homes
Lot sizebigger than0.15 ac36% of homes59% of homes34% of homes
Year builtnewer than192134% of homes40% of homes13% of homes

About 3959 Ruckle St

How much is 3959 Ruckle St, Indianapolis, IN worth?

The TopHap Estimate for 3959 Ruckle St, Indianapolis, IN is $271,305 as of Jul 14, 2026. The likely range is $240,541 to $302,069. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3959 Ruckle St, Indianapolis, IN?

3959 Ruckle St, Indianapolis, IN has 4 bedrooms, 1 bathrooms, 1,936 square feet of living space and a 0.15-acre lot.

When was 3959 Ruckle St, Indianapolis, IN built?

3959 Ruckle St, Indianapolis, IN was built in 1921, making it 105 years old. The building has 2 stories.

What schools serve 3959 Ruckle St, Indianapolis, IN?

3959 Ruckle St, Indianapolis, IN is assigned to Phalen Leadership Academy at Louis B. Russell 48 (elementary), rated B; Shortridge High School (high), rated D; KIPP Indy College Prep Middle School (middle), rated D. All sit in Indianapolis Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3959 Ruckle St, Indianapolis, IN compare to other homes in Indianapolis 46205?

Among the 10,203 homes in Indianapolis 46205, it is worth more than 54% of them ($271,305 against a typical $255,742), its price per square foot is higher than 29% of them ($140 against a typical $174), it is bigger than 68% of them (1,936 ft² against a typical 1,580 ft²), its lot is bigger than 59% of them (0.15 ac against a typical 0.14 ac) and it is newer than 40% of them (1921 against a typical 1925). Measured against all of Marion County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3959 Ruckle St, Indianapolis, IN?

The 2024 property tax bill for 3959 Ruckle St, Indianapolis, IN was $2,705. The county assessed it at $228,400.

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