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Single Family ResidenceResidential
$385,241$217 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $48,000 on Jun 16, 2022

396 STEWART ROCK RD

STONY POINT, NC 28678
3
Beds
2
Baths
1,778 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.9 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$385K
$331K low$439K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$48,000 · Jun 16, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.108%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$355,500
HOMETRUST BANK · 5.75% 1 · recorded Sep 1, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$84,500
HOMETRUST BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,700 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$374,956 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$47,759
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$327,197
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$353,056
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$374,956

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyALEXANDER
Lot (acres)The size of the land the home sits on, from county records.4.90
HeatingThe type of heating system in the home.Heat Pump
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Stony Point Elementary SchoolB+
Elementary · Grades PK–5 · 6.5 mi
M
East Alexander Middle SchoolC
Middle · Grades 6–8 · 10.0 mi
H
Alexander Central High SchoolC
High · Grades 9–12 · 10.3 mi

District: Alexander County Schools

Neighborhood · ZIP 28678These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.73

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.6,220
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.135 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,778
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,891
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

396 Stewart Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Alexander County
  • Costs more per square foot than 69% of homes in Stony Point 28678
  • Bigger than 72% of homes in Alexander County
  • Has a bigger lot than 82% of homes in Alexander County
  • Newer than 98% of homes in Stony Point 28678

What homes are worth in Stony Point 28678

Each bar is how many homes fall in that price range. The marker is this home.

This home
$30K$769K

This home is worth more than 77% of homes in Stony Point 28678.

How it measures up in Stony Point 28678

The dot is this home. The mark in the middle is the typical home in Stony Point 28678.

Estimated value$385,241
CheaperTypical $255,411Pricier

Pricier than 77% of homes nearby

Price per ft²$217
CheaperTypical $185Pricier

Pricier than 69% of homes nearby

Living area1,778 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 69% of homes nearby

Lot size4.9 ac
SmallerTypical 1.23 acBigger

Bigger than 78% of homes nearby

Year built2023
OlderTypical 1994Newer

Newer than 98% of homes nearby

How 396 Stewart Rock Rd ranks against every home in each area.
MeasureThis homeStony Point 28678Alexander County
Estimated valuepricier than$385,24177% of homes82% of homes
Price per ft²pricier than$21769% of homes68% of homes
Living areabigger than1,778 ft²69% of homes72% of homes
Lot sizebigger than4.9 ac78% of homes82% of homes
Year builtnewer than202398% of homes98% of homes

About 396 Stewart Rock Rd

How much is 396 Stewart Rock Rd, Stony Point, NC worth?

The TopHap Estimate for 396 Stewart Rock Rd, Stony Point, NC is $385,241 as of Jul 14, 2026. The likely range is $331,081 to $439,401. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 396 Stewart Rock Rd, Stony Point, NC last sell?

396 Stewart Rock Rd, Stony Point, NC last sold on Jun 16, 2022 for $48,000, according to the county's recorded deed.

How big is 396 Stewart Rock Rd, Stony Point, NC?

396 Stewart Rock Rd, Stony Point, NC has 3 bedrooms, 2 bathrooms, 1,778 square feet of living space and a 4.90-acre lot.

When was 396 Stewart Rock Rd, Stony Point, NC built?

396 Stewart Rock Rd, Stony Point, NC was built in 2023, making it 3 years old. The building has 1 story.

What schools serve 396 Stewart Rock Rd, Stony Point, NC?

396 Stewart Rock Rd, Stony Point, NC is assigned to Stony Point Elementary School (elementary), rated B+; East Alexander Middle School (middle), rated C; Alexander Central High School (high), rated C. All sit in Alexander County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 396 Stewart Rock Rd, Stony Point, NC compare to other homes in Stony Point 28678?

Among the 2,182 homes in Stony Point 28678, it is worth more than 77% of them ($385,241 against a typical $255,411), its price per square foot is higher than 69% of them ($217 against a typical $185), it is bigger than 69% of them (1,778 ft² against a typical 1,536 ft²), its lot is bigger than 78% of them (4.9 ac against a typical 1.23 ac) and it is newer than 98% of them (2023 against a typical 1994). Measured against all of Alexander County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 396 Stewart Rock Rd, Stony Point, NC?

The 2026 property tax bill for 396 Stewart Rock Rd, Stony Point, NC was $2,700. The county assessed it at $374,956.

Closest homes

More homes in Stony Point 28678

Assigned schools

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