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Single Family ResidenceResidential
$124,468$118 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3962 GAINES LN

ESMONT, VA 22937
3
Beds
1
Baths
1,056 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$124K
$111K low$138K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,294 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$144,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$110,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$137,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$144,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyALBEMARLE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1986
Lot (acres)The size of the land the home sits on, from county records.1.00
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Electric
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 164 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Scottsville Elementary SchoolD+
Elementary · Grades PK–5 · 7.2 mi
M
Walton Middle SchoolC
Middle · Grades 6–8 · 10.3 mi
H
Monticello High SchoolB
High · Grades 9–12 · 16.7 mi

District: Albemarle County Public Schools

Neighborhood · ZIP 22937These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.1,570
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.35 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,650
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,771
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3962 Gaines Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Albemarle County
  • Among the lowest price per square foot in Albemarle County
  • Smaller than 89% of homes in Albemarle County
  • Has a smaller lot than 87% of homes in Esmont 22937
  • Older than 89% of homes in Albemarle County

What homes are worth in Esmont 22937

Each bar is how many homes fall in that price range. The marker is this home.

This home
$65K$2.1M

This home is worth more than 11% of homes in Esmont 22937.

How it measures up in Esmont 22937

The dot is this home. The mark in the middle is the typical home in Esmont 22937.

Estimated value$124,468
CheaperTypical $242,851Pricier

Pricier than 11% of homes nearby

Price per ft²$118
CheaperTypical $184Pricier

Pricier than 13% of homes nearby

Living area1,056 ft²
SmallerTypical 1,347 ft²Bigger

Bigger than 32% of homes nearby

Lot size1 ac
SmallerTypical 2.81 acBigger

Bigger than 13% of homes nearby

Year built1960
OlderTypical 1974Newer

Newer than 37% of homes nearby

How 3962 Gaines Ln ranks against every home in each area.
MeasureThis homeEsmont 22937Albemarle County
Estimated valuepricier than$124,46811% of homesalmost no homes
Price per ft²pricier than$11813% of homesalmost no homes
Living areabigger than1,056 ft²32% of homes11% of homes
Lot sizebigger than1 ac13% of homes56% of homes
Year builtnewer than196037% of homes11% of homes

About 3962 Gaines Ln

How much is 3962 Gaines Ln, Esmont, VA worth?

The TopHap Estimate for 3962 Gaines Ln, Esmont, VA is $124,468 as of Sep 24, 2026. The likely range is $110,579 to $138,357. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3962 Gaines Ln, Esmont, VA last sell?

3962 Gaines Ln, Esmont, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3962 Gaines Ln, Esmont, VA?

3962 Gaines Ln, Esmont, VA has 3 bedrooms, 1 bathrooms, 1,056 square feet of living space and a 1.00-acre lot.

When was 3962 Gaines Ln, Esmont, VA built?

3962 Gaines Ln, Esmont, VA was built in 1960, making it 66 years old. The building has 1 story.

What schools serve 3962 Gaines Ln, Esmont, VA?

3962 Gaines Ln, Esmont, VA is assigned to Scottsville Elementary School (elementary), rated D+; Walton Middle School (middle), rated C; Monticello High School (high), rated B. All sit in Albemarle County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3962 Gaines Ln, Esmont, VA compare to other homes in Esmont 22937?

Among the 616 homes in Esmont 22937, it is worth more than 11% of them ($124,468 against a typical $242,851), its price per square foot is higher than 13% of them ($118 against a typical $184), it is bigger than 32% of them (1,056 ft² against a typical 1,347 ft²), its lot is bigger than 13% of them (1 ac against a typical 2.81 ac) and it is newer than 37% of them (1960 against a typical 1974). Measured against all of Albemarle County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3962 Gaines Ln, Esmont, VA?

The 2026 property tax bill for 3962 Gaines Ln, Esmont, VA was $1,294. The county assessed it at $144,700.

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