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Rural ResidenceResidential
$510,503$237 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $185,000 on Oct 27, 1995

3964 PROSPECT RD

STREET, MD 21154
1.5
Baths
2,158 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.91 ac
Lot SizeThe size of the land the home sits on, from county records.
1853
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$511K
$469K low$552K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$185,000 · Oct 27, 1995

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,119 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$280,633 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$262,467
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$298,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.31 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyHARFORD
Lot (acres)The size of the land the home sits on, from county records.6.91
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Electric
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 144 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
North Harford High SchoolB-
High · Grades 9–12 · 5.2 mi
E
North Harford Elementary SchoolB+
Elementary · Grades PK–5 · 5.3 mi
M
North Harford Middle SchoolB
Middle · Grades 6–8 · 5.5 mi

District: Harford County Public Schools

Neighborhood · ZIP 21154These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.7,048
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.174 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$109,957
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$136,851
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3964 Prospect Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Harford County
  • Costs less per square foot than 75% of homes in Street 21154
  • Bigger than 71% of homes in Harford County
  • Has a bigger lot than 96% of homes in Harford County
  • Among the oldest homes in Harford County

What homes are worth in Street 21154

Each bar is how many homes fall in that price range. The marker is this home.

This home
$217K$1.2M

This home is worth more than 47% of homes in Street 21154.

How it measures up in Street 21154

The dot is this home. The mark in the middle is the typical home in Street 21154.

Estimated value$510,503
CheaperTypical $532,085Pricier

Pricier than 47% of homes nearby

Price per ft²$237
CheaperTypical $274Pricier

Pricier than 25% of homes nearby

Living area2,158 ft²
SmallerTypical 1,950 ft²Bigger

Bigger than 58% of homes nearby

Lot size6.91 ac
SmallerTypical 2.75 acBigger

Bigger than 80% of homes nearby

Year built1853
OlderTypical 1986Newer

Older than almost all homes nearby

How 3964 Prospect Rd ranks against every home in each area.
MeasureThis homeStreet 21154Harford County
Estimated valuepricier than$510,50347% of homes68% of homes
Price per ft²pricier than$23725% of homes48% of homes
Living areabigger than2,158 ft²58% of homes71% of homes
Lot sizebigger than6.91 ac80% of homes96% of homes
Year builtnewer than1853almost no homesalmost no homes

About 3964 Prospect Rd

How much is 3964 Prospect Rd, Street, MD worth?

The TopHap Estimate for 3964 Prospect Rd, Street, MD is $510,503 as of Aug 30, 2026. The likely range is $469,221 to $551,785. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3964 Prospect Rd, Street, MD last sell?

3964 Prospect Rd, Street, MD last sold on Oct 27, 1995 for $185,000, according to the county's recorded deed.

How big is 3964 Prospect Rd, Street, MD?

3964 Prospect Rd, Street, MD has 1.5 bathrooms, 2,158 square feet of living space and a 6.91-acre lot.

When was 3964 Prospect Rd, Street, MD built?

3964 Prospect Rd, Street, MD was built in 1853, making it 173 years old. The building has 2 stories.

What schools serve 3964 Prospect Rd, Street, MD?

3964 Prospect Rd, Street, MD is assigned to North Harford High School (high), rated B-; North Harford Elementary School (elementary), rated B+; North Harford Middle School (middle), rated B. All sit in Harford County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3964 Prospect Rd, Street, MD compare to other homes in Street 21154?

Among the 2,208 homes in Street 21154, it is worth more than 47% of them ($510,503 against a typical $532,085), its price per square foot is higher than 25% of them ($237 against a typical $274), it is bigger than 58% of them (2,158 ft² against a typical 1,950 ft²), its lot is bigger than 80% of them (6.91 ac against a typical 2.75 ac) and it is newer than almost none of them (1853 against a typical 1986). Measured against all of Harford County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3964 Prospect Rd, Street, MD?

The 2026 property tax bill for 3964 Prospect Rd, Street, MD was $3,119. The county assessed it at $280,633.

More homes on Prospect Rd

Closest homes

More homes in Street 21154

Assigned schools

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