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CondominiumResidential
$377,931$310 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $135,000 on Nov 29, 2016

3964 SPRUCE LN

HOLLAND, MI 49424
2
Baths
1,220 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$378K
$356K low$400K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$135,000 · Nov 29, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,692 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$169,900 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$166,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$339,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyOTTAWA
Lot (acres)The size of the land the home sits on, from county records.0.20
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
West Ottawa High SchoolB-
High · Grades 9–12 · 0.9 mi
E
Pine Creek Elementary SchoolC+
Elementary · Grades PK–5 · 0.9 mi
M
Harbor Lights Middle SchoolB-
Middle · Grades 6–8 · 1.2 mi

District: West Ottawa Public School District

Neighborhood · ZIP 49424These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.49,953
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.762 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,955
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,178
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3964 Spruce Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 77% of homes in Holland 49424
  • Smaller than 75% of homes in Ottawa County
  • Has a smaller lot than 94% of homes in Holland 49424
  • Newer than 84% of homes in Holland 49424

What homes are worth in Holland 49424

Each bar is how many homes fall in that price range. The marker is this home.

This home
$130K$1.5M

This home is worth more than 53% of homes in Holland 49424.

How it measures up in Holland 49424

The dot is this home. The mark in the middle is the typical home in Holland 49424.

Estimated value$377,931
CheaperTypical $366,595Pricier

Pricier than 53% of homes nearby

Price per ft²$310
CheaperTypical $246Pricier

Pricier than 77% of homes nearby

Living area1,220 ft²
SmallerTypical 1,537 ft²Bigger

Bigger than 26% of homes nearby

Lot size0.2 ac
SmallerTypical 0.44 acBigger

Bigger than 6% of homes nearby

Year built2006
OlderTypical 1992Newer

Newer than 84% of homes nearby

How 3964 Spruce Ln ranks against every home in each area.
MeasureThis homeHolland 49424Ottawa County
Estimated valuepricier than$377,93153% of homes47% of homes
Price per ft²pricier than$31077% of homes74% of homes
Living areabigger than1,220 ft²26% of homes25% of homes
Lot sizebigger than0.2 ac6% of homes11% of homes
Year builtnewer than200684% of homes83% of homes

About 3964 Spruce Ln

How much is 3964 Spruce Ln, Holland, MI worth?

The TopHap Estimate for 3964 Spruce Ln, Holland, MI is $377,931 as of Aug 30, 2026. The likely range is $356,341 to $399,521. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3964 Spruce Ln, Holland, MI last sell?

3964 Spruce Ln, Holland, MI last sold on Nov 29, 2016 for $135,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3964 Spruce Ln, Holland, MI?

3964 Spruce Ln, Holland, MI has 2 bathrooms, 1,220 square feet of living space and a 0.20-acre lot.

When was 3964 Spruce Ln, Holland, MI built?

3964 Spruce Ln, Holland, MI was built in 2006, making it 20 years old. It is a condo/apartment home. The building has 1 story.

What schools serve 3964 Spruce Ln, Holland, MI?

3964 Spruce Ln, Holland, MI is assigned to West Ottawa High School (high), rated B-; Pine Creek Elementary School (elementary), rated C+; Harbor Lights Middle School (middle), rated B-. All sit in West Ottawa Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3964 Spruce Ln, Holland, MI compare to other homes in Holland 49424?

Among the 15,889 homes in Holland 49424, it is worth more than 53% of them ($377,931 against a typical $366,595), its price per square foot is higher than 77% of them ($310 against a typical $246), it is bigger than 26% of them (1,220 ft² against a typical 1,537 ft²), its lot is bigger than 6% of them (0.2 ac against a typical 0.44 ac) and it is newer than 84% of them (2006 against a typical 1992). Measured against all of Ottawa County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3964 Spruce Ln, Holland, MI?

The 2025 property tax bill for 3964 Spruce Ln, Holland, MI was $2,692. The county assessed it at $169,900.

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