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Single Family ResidenceResidential
$825,760$362 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3965 APPLE VALLEY DR

HOWARD, OH 43028
3
Beds
4 / 1
Baths
2,282 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$826K
$640K low$1M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,879 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$249,750 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$160,080
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$89,670
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$249,750
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$713,560

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.140 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyKnox
Lot (acres)The size of the land the home sits on, from county records.0.40
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 460 ft²Porch · 260 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
East Knox Elementary SchoolC+
Elementary · Grades KG–6 · 0.8 mi
M
East Knox Junior/Senior High SchoolC-
Middle · Grades 7–12 · 1.0 mi

District: East Knox Local School District

Neighborhood · ZIP 43028These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.161
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.7,800
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.144 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,916
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,824
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3965 Apple Valley Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Knox County
  • Costs more per square foot than 95% of homes in Knox County
  • Bigger than 89% of homes in Howard 43028
  • Has a bigger lot than 66% of homes in Howard 43028
  • Older than 69% of homes in Howard 43028

What homes are worth in Howard 43028

Each bar is how many homes fall in that price range. The marker is this home.

This home
$133K$1.2M

This home is worth more than 92% of homes in Howard 43028.

How it measures up in Howard 43028

The dot is this home. The mark in the middle is the typical home in Howard 43028.

Estimated value$825,760
CheaperTypical $322,916Pricier

Pricier than 92% of homes nearby

Price per ft²$362
CheaperTypical $223Pricier

Pricier than 85% of homes nearby

Living area2,282 ft²
SmallerTypical 1,460 ft²Bigger

Bigger than 89% of homes nearby

Lot size0.4 ac
SmallerTypical 0.33 acBigger

Bigger than 66% of homes nearby

Year built1986
OlderTypical 1996Newer

Newer than 31% of homes nearby

How 3965 Apple Valley Dr ranks against every home in each area.
MeasureThis homeHoward 43028Knox County
Estimated valuepricier than$825,76092% of homes98% of homes
Price per ft²pricier than$36285% of homes95% of homes
Living areabigger than2,282 ft²89% of homes85% of homes
Lot sizebigger than0.4 ac66% of homes43% of homes
Year builtnewer than198631% of homes61% of homes

About 3965 Apple Valley Dr

How much is 3965 Apple Valley Dr, Howard, OH worth?

The TopHap Estimate for 3965 Apple Valley Dr, Howard, OH is $825,760 as of Sep 24, 2026. The likely range is $640,349 to $1,011,171. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3965 Apple Valley Dr, Howard, OH last sell?

3965 Apple Valley Dr, Howard, OH last sold on Jan 1, 1987, according to the county's recorded deed.

How big is 3965 Apple Valley Dr, Howard, OH?

3965 Apple Valley Dr, Howard, OH has 3 bedrooms, 4 bathrooms, 2,282 square feet of living space and a 0.40-acre lot.

When was 3965 Apple Valley Dr, Howard, OH built?

3965 Apple Valley Dr, Howard, OH was built in 1986, making it 40 years old. It is a contemporary home. The building has 2 stories.

What schools serve 3965 Apple Valley Dr, Howard, OH?

3965 Apple Valley Dr, Howard, OH is assigned to East Knox Elementary School (elementary), rated C+; East Knox Junior/Senior High School (middle), rated C-. All sit in East Knox Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3965 Apple Valley Dr, Howard, OH compare to other homes in Howard 43028?

Among the 4,164 homes in Howard 43028, it is worth more than 92% of them ($825,760 against a typical $322,916), its price per square foot is higher than 85% of them ($362 against a typical $223), it is bigger than 89% of them (2,282 ft² against a typical 1,460 ft²), its lot is bigger than 66% of them (0.4 ac against a typical 0.33 ac) and it is newer than 31% of them (1986 against a typical 1996). Measured against all of Knox County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3965 Apple Valley Dr, Howard, OH?

The 2025 property tax bill for 3965 Apple Valley Dr, Howard, OH was $9,879. The county assessed it at $249,750.

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