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Single Family ResidenceResidential
$160,915$116 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $142,000 on Nov 3, 2021

3965 BERTRAM CV

MEMPHIS, TN 38118
3
Beds
1.5
Baths
1,386 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.42 ac
Lot SizeThe size of the land the home sits on, from county records.
1963
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$161K
$153K low$169K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$142,000 · Nov 3, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,141 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$42,425 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,375
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$39,050
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$29,475
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$169,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.15
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySHELBY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2009
Lot (acres)The size of the land the home sits on, from county records.0.42
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 144 ft²Patio · 18 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oakhaven Elementary SchoolD-
Elementary · Grades PK–5 · 0.4 mi
M
Oakhaven Middle SchoolF
Middle · Grades 6–8 · 0.4 mi
H
Oakhaven High SchoolD
High · Grades 9–12 · 0.4 mi

District: Memphis-Shelby County Schools

Neighborhood · ZIP 38118These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.226

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.29%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.37,416
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,229 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,563
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,913
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3965 Bertram Cv measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Memphis 38118
  • Costs more per square foot than 92% of homes in Memphis 38118
  • Smaller than 67% of homes in Shelby County
  • Has a bigger lot than 96% of homes in Memphis 38118
  • Older than 65% of homes in Memphis 38118

What homes are worth in Memphis 38118

Each bar is how many homes fall in that price range. The marker is this home.

This home
$49K$189K

This home is worth more than 92% of homes in Memphis 38118.

How it measures up in Memphis 38118

The dot is this home. The mark in the middle is the typical home in Memphis 38118.

Estimated value$160,915
CheaperTypical $123,085Pricier

Pricier than 92% of homes nearby

Price per ft²$116
CheaperTypical $88Pricier

Pricier than 92% of homes nearby

Living area1,386 ft²
SmallerTypical 1,382 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.42 ac
SmallerTypical 0.21 acBigger

Bigger than 96% of homes nearby

Year built1963
OlderTypical 1966Newer

Newer than 35% of homes nearby

How 3965 Bertram Cv ranks against every home in each area.
MeasureThis homeMemphis 38118Shelby County
Estimated valuepricier than$160,91592% of homes39% of homes
Price per ft²pricier than$11692% of homes51% of homes
Living areabigger than1,386 ft²51% of homes33% of homes
Lot sizebigger than0.42 ac96% of homes86% of homes
Year builtnewer than196335% of homes35% of homes

About 3965 Bertram Cv

How much is 3965 Bertram Cv, Memphis, TN worth?

The TopHap Estimate for 3965 Bertram Cv, Memphis, TN is $160,915 as of Sep 24, 2026. The likely range is $152,958 to $168,872. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3965 Bertram Cv, Memphis, TN last sell?

3965 Bertram Cv, Memphis, TN last sold on Nov 3, 2021 for $142,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3965 Bertram Cv, Memphis, TN?

3965 Bertram Cv, Memphis, TN has 3 bedrooms, 1.5 bathrooms, 1,386 square feet of living space and a 0.42-acre lot.

When was 3965 Bertram Cv, Memphis, TN built?

3965 Bertram Cv, Memphis, TN was built in 1963, making it 63 years old. It is a traditional/old home. The building has 1 story.

What schools serve 3965 Bertram Cv, Memphis, TN?

3965 Bertram Cv, Memphis, TN is assigned to Oakhaven Elementary School (elementary), rated D-; Oakhaven Middle School (middle), rated F; Oakhaven High School (high), rated D. All sit in Memphis-Shelby County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3965 Bertram Cv, Memphis, TN compare to other homes in Memphis 38118?

Among the 10,594 homes in Memphis 38118, it is worth more than 92% of them ($160,915 against a typical $123,085), its price per square foot is higher than 92% of them ($116 against a typical $88), it is bigger than 51% of them (1,386 ft² against a typical 1,382 ft²), its lot is bigger than 96% of them (0.42 ac against a typical 0.21 ac) and it is newer than 35% of them (1963 against a typical 1966). Measured against all of Shelby County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3965 Bertram Cv, Memphis, TN?

The 2025 property tax bill for 3965 Bertram Cv, Memphis, TN was $1,141. The county assessed it at $42,425.

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