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Single Family ResidenceResidential
$332,160$136 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $335,000 on Nov 8, 2024

3965 HARMONY RIDGE CIR W

SEMMES, AL 36575
4
Beds
2
Baths
2,451 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$332K
$306K low$359K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$335,000 · Nov 8, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,967 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$30,590 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$26,090
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$31,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$305,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
42
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
36
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
61
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
54
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMOBILE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
Lot (acres)The size of the land the home sits on, from county records.0.33
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 118 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Mary G. Montgomery High SchoolC-
High · Grades 9–12 · 0.6 mi
E
Semmes Elementary SchoolA-
Elementary · Grades KG–5 · 0.8 mi
M
Semmes Middle SchoolC+
Middle · Grades 6–8 · 1.4 mi

District: Mobile County School District

Neighborhood · ZIP 36575These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.67
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.21,878
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.494 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,611
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,550
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.67 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3965 Harmony Ridge Cir W measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Mobile County
  • Costs more per square foot than 65% of homes in Mobile County
  • Bigger than 85% of homes in Mobile County
  • Has a smaller lot than 80% of homes in Mobile County
  • Newer than 88% of homes in Mobile County

What homes are worth in Semmes 36575

Each bar is how many homes fall in that price range. The marker is this home.

This home
$92K$485K

This home is worth more than 81% of homes in Semmes 36575.

How it measures up in Semmes 36575

The dot is this home. The mark in the middle is the typical home in Semmes 36575.

Estimated value$332,160
CheaperTypical $235,000Pricier

Pricier than 81% of homes nearby

Price per ft²$136
CheaperTypical $134Pricier

Pricier than 52% of homes nearby

Living area2,451 ft²
SmallerTypical 1,720 ft²Bigger

Bigger than 84% of homes nearby

Lot size0.33 ac
SmallerTypical 1 acBigger

Bigger than 22% of homes nearby

Year built2007
OlderTypical 1998Newer

Newer than 69% of homes nearby

How 3965 Harmony Ridge Cir W ranks against every home in each area.
MeasureThis homeFire TowerSemmes 36575Mobile County
Estimated valuepricier than$332,16067% of homes81% of homes83% of homes
Price per ft²pricier than$13638% of homes52% of homes65% of homes
Living areabigger than2,451 ft²71% of homes84% of homes85% of homes
Lot sizebigger than0.33 ac71% of homes22% of homes20% of homes
Year builtnewer than200726% of homes69% of homes88% of homes

About 3965 Harmony Ridge Cir W

How much is 3965 Harmony Ridge Cir W, Semmes, AL worth?

The TopHap Estimate for 3965 Harmony Ridge Cir W, Semmes, AL is $332,160 as of Jul 14, 2026. The likely range is $305,762 to $358,558. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3965 Harmony Ridge Cir W, Semmes, AL last sell?

3965 Harmony Ridge Cir W, Semmes, AL last sold on Nov 8, 2024 for $335,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 3965 Harmony Ridge Cir W, Semmes, AL?

3965 Harmony Ridge Cir W, Semmes, AL has 4 bedrooms, 2 bathrooms, 2,451 square feet of living space and a 0.33-acre lot.

When was 3965 Harmony Ridge Cir W, Semmes, AL built?

3965 Harmony Ridge Cir W, Semmes, AL was built in 2007, making it 19 years old. The building has 1 story.

What schools serve 3965 Harmony Ridge Cir W, Semmes, AL?

3965 Harmony Ridge Cir W, Semmes, AL is assigned to Mary G. Montgomery High School (high), rated C-; Semmes Elementary School (elementary), rated A-; Semmes Middle School (middle), rated C+. All sit in Mobile County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3965 Harmony Ridge Cir W, Semmes, AL compare to other homes in Semmes 36575?

Among the 7,423 homes in Semmes 36575, it is worth more than 81% of them ($332,160 against a typical $235,000), its price per square foot is higher than 52% of them ($136 against a typical $134), it is bigger than 84% of them (2,451 ft² against a typical 1,720 ft²), its lot is bigger than 22% of them (0.33 ac against a typical 1 ac) and it is newer than 69% of them (2007 against a typical 1998). Measured against all of Mobile County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3965 Harmony Ridge Cir W, Semmes, AL?

The 2025 property tax bill for 3965 Harmony Ridge Cir W, Semmes, AL was $2,967. The county assessed it at $30,590.

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