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Single Family ResidenceResidential
$360,389$275 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 73How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3965 MAIN ST

SEBASTIAN, FL 32976
2
Beds
2
Baths
1,310 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,614 ft²
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$360K
$264K low$457K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$286,504
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$229,203
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.22%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$73,885
WACHOVIA BANK NA · R · recorded Oct 7, 2002

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,320 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$179,870 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$175,150
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$227,720

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.68
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
95
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.75%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBREVARD
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1991
Lot (acres)The size of the land the home sits on, from county records.0.06
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Builtup (layered Asphalt)
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Canal Front
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 136 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sunrise Elementary SchoolC
Elementary · Grades PK–6 · 8.8 mi
H
Bayside High SchoolD+
High · Grades 9–12 · 12.8 mi
M
Southwest Middle SchoolD+
Middle · Grades 7–8 · 13.8 mi

District: Brevard County School District

Neighborhood · ZIP 32976These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.143
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.11,275
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.367 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,682
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,446
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3965 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 81% of homes in Brevard County
  • Smaller than 70% of homes in Brevard County
  • Among the smallest lots in Sebastian 32976
  • Older than 98% of homes in Sebastian 32976

What homes are worth in Sebastian 32976

Each bar is how many homes fall in that price range. The marker is this home.

This home
$126K$1.1M

This home is worth more than 46% of homes in Sebastian 32976.

How it measures up in Sebastian 32976

The dot is this home. The mark in the middle is the typical home in Sebastian 32976.

Estimated value$360,389
CheaperTypical $373,092Pricier

Pricier than 46% of homes nearby

Price per ft²$275
CheaperTypical $226Pricier

Pricier than 77% of homes nearby

Living area1,310 ft²
SmallerTypical 1,248 ft²Bigger

Bigger than 59% of homes nearby

Lot size2,614 ft²
SmallerTypical 0.11 acBigger

Smaller than almost all homes nearby

Year built1955
OlderTypical 1987Newer

Newer than 2% of homes nearby

How 3965 Main St ranks against every home in each area.
MeasureThis homeSebastian 32976Brevard County
Estimated valuepricier than$360,38946% of homes55% of homes
Price per ft²pricier than$27577% of homes81% of homes
Living areabigger than1,310 ft²59% of homes30% of homes
Lot sizebigger than2,614 ft²almost no homes10% of homes
Year builtnewer than19552% of homes2% of homes

About 3965 Main St

How much is 3965 Main St, Sebastian, FL worth?

The TopHap Estimate for 3965 Main St, Sebastian, FL is $360,389 as of Jul 14, 2026. The likely range is $263,587 to $457,191. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3965 Main St, Sebastian, FL last sell?

3965 Main St, Sebastian, FL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3965 Main St, Sebastian, FL?

3965 Main St, Sebastian, FL has 2 bedrooms, 2 bathrooms, 1,310 square feet of living space and a 0.06-acre lot.

When was 3965 Main St, Sebastian, FL built?

3965 Main St, Sebastian, FL was built in 1955, making it 71 years old. The building has 2 stories.

What schools serve 3965 Main St, Sebastian, FL?

3965 Main St, Sebastian, FL is assigned to Sunrise Elementary School (elementary), rated C; Bayside High School (high), rated D+; Southwest Middle School (middle), rated D+. All sit in Brevard County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3965 Main St, Sebastian, FL compare to other homes in Sebastian 32976?

Among the 6,521 homes in Sebastian 32976, it is worth more than 46% of them ($360,389 against a typical $373,092), its price per square foot is higher than 77% of them ($275 against a typical $226), it is bigger than 59% of them (1,310 ft² against a typical 1,248 ft²), its lot is bigger than almost none of them (2,614 ft² against a typical 0.11 ac) and it is newer than 2% of them (1955 against a typical 1987). Measured against all of Brevard County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3965 Main St, Sebastian, FL?

The 2025 property tax bill for 3965 Main St, Sebastian, FL was $2,320. The county assessed it at $179,870.

Closest homes

More homes in Sebastian 32976

Assigned schools

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