Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$543,293$274 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3965 STATE ROUTE J

FRANKLIN, MO 65250
3
Beds
0
Baths
1,980 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
42.85 ac
Lot SizeThe size of the land the home sits on, from county records.
1957
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$543K
$505K low$581K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.214%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1,008,805
EXCHANGE BANK OF MISSOURI · R · recorded Feb 27, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,489 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$22,190 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$22,190
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$122,128

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.85 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHOWARD
Lot (acres)The size of the land the home sits on, from county records.42.85
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Glasgow Elementary SchoolA
Elementary · Grades PK–5 · 11.6 mi
H
Glasgow High SchoolB-
High · Grades 9–12 · 11.6 mi

District: Glasgow School District

Neighborhood · ZIP 65250These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.453
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.10 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,269
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,101
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3965 State Route J measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Howard County
  • Costs more per square foot than 86% of homes in Howard County
  • Bigger than 78% of homes in Howard County
  • Has a bigger lot than 85% of homes in Howard County
  • Older than 73% of homes in Franklin 65250

What homes are worth in Franklin 65250

Each bar is how many homes fall in that price range. The marker is this home.

This home
$161K$993K

This home is worth more than 89% of homes in Franklin 65250.

How it measures up in Franklin 65250

The dot is this home. The mark in the middle is the typical home in Franklin 65250.

Estimated value$543,293
CheaperTypical $318,384Pricier

Pricier than 89% of homes nearby

Price per ft²$274
CheaperTypical $220Pricier

Pricier than 77% of homes nearby

Living area1,980 ft²
SmallerTypical 1,424 ft²Bigger

Bigger than 76% of homes nearby

Lot size42.85 ac
SmallerTypical 5.24 acBigger

Bigger than 83% of homes nearby

Year built1957
OlderTypical 1984Newer

Newer than 27% of homes nearby

How 3965 State Route J ranks against every home in each area.
MeasureThis homeFranklin 65250Howard County
Estimated valuepricier than$543,29389% of homes92% of homes
Price per ft²pricier than$27477% of homes86% of homes
Living areabigger than1,980 ft²76% of homes78% of homes
Lot sizebigger than42.85 ac83% of homes85% of homes
Year builtnewer than195727% of homes39% of homes

About 3965 State Route J

How much is 3965 State Route J, Franklin, MO worth?

The TopHap Estimate for 3965 State Route J, Franklin, MO is $543,293 as of Jul 14, 2026. The likely range is $505,324 to $581,262. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3965 State Route J, Franklin, MO last sell?

3965 State Route J, Franklin, MO last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3965 State Route J, Franklin, MO?

3965 State Route J, Franklin, MO has 3 bedrooms, 1,980 square feet of living space and a 42.85-acre lot.

When was 3965 State Route J, Franklin, MO built?

3965 State Route J, Franklin, MO was built in 1957, making it 69 years old. The building has 1 story.

What schools serve 3965 State Route J, Franklin, MO?

3965 State Route J, Franklin, MO is assigned to Glasgow Elementary School (elementary), rated A; Glasgow High School (high), rated B-. All sit in Glasgow School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3965 State Route J, Franklin, MO compare to other homes in Franklin 65250?

Among the 286 homes in Franklin 65250, it is worth more than 89% of them ($543,293 against a typical $318,384), its price per square foot is higher than 77% of them ($274 against a typical $220), it is bigger than 76% of them (1,980 ft² against a typical 1,424 ft²), its lot is bigger than 83% of them (42.85 ac against a typical 5.24 ac) and it is newer than 27% of them (1957 against a typical 1984). Measured against all of Howard County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3965 State Route J, Franklin, MO?

The 2025 property tax bill for 3965 State Route J, Franklin, MO was $1,489. The county assessed it at $22,190.

Closest homes

More homes in Franklin 65250

Assigned schools

Explore the area

See this home in context

Open 3965 State Route J on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map