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Single Family ResidenceResidential
$399,056$187 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $50,000 on Jun 18, 1990

3965 WHISPERING PINES PL

WHITE PLAINS, MD 20695
2.5
Baths
2,136 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$399K
$365K low$433K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$50,000 · Jun 18, 1990

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$400,000 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$387,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$425,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyCHARLES
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.SaunaGazeboDeck · 300 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dr. James Craik Elementary SchoolB+
Elementary · Grades PK–5 · 2.4 mi
M
Matthew Henson Middle SchoolC-
Middle · Grades 6–8 · 2.8 mi
H
Maurice J. McDonough High SchoolC
High · Grades 9–12 · 3.3 mi

District: Charles County Public Schools

Neighborhood · ZIP 20695These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.11,359
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.879 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$123,087
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$149,410
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3965 Whispering Pines Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in White Plains 20695
  • Costs less per square foot than 67% of homes in Charles County
  • Smaller than 70% of homes in White Plains 20695
  • Has a bigger lot than 95% of homes in White Plains 20695
  • Older than 84% of homes in White Plains 20695

What homes are worth in White Plains 20695

Each bar is how many homes fall in that price range. The marker is this home.

This home
$339K$687K

This home is worth more than 21% of homes in White Plains 20695.

How it measures up in White Plains 20695

The dot is this home. The mark in the middle is the typical home in White Plains 20695.

Estimated value$399,056
CheaperTypical $477,668Pricier

Pricier than 21% of homes nearby

Price per ft²$187
CheaperTypical $185Pricier

Pricier than 52% of homes nearby

Living area2,136 ft²
SmallerTypical 2,464 ft²Bigger

Bigger than 30% of homes nearby

Lot size2 ac
SmallerTypical 0.17 acBigger

Bigger than 95% of homes nearby

Year built1991
OlderTypical 2013Newer

Newer than 16% of homes nearby

How 3965 Whispering Pines Pl ranks against every home in each area.
MeasureThis homeWhite Plains 20695Charles County
Estimated valuepricier than$399,05621% of homes39% of homes
Price per ft²pricier than$18752% of homes33% of homes
Living areabigger than2,136 ft²30% of homes53% of homes
Lot sizebigger than2 ac95% of homes81% of homes
Year builtnewer than199116% of homes50% of homes

About 3965 Whispering Pines Pl

How much is 3965 Whispering Pines Pl, White Plains, MD worth?

The TopHap Estimate for 3965 Whispering Pines Pl, White Plains, MD is $399,056 as of Sep 24, 2026. The likely range is $364,847 to $433,265. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3965 Whispering Pines Pl, White Plains, MD last sell?

3965 Whispering Pines Pl, White Plains, MD last sold on Jun 18, 1990 for $50,000, according to the county's recorded deed.

How big is 3965 Whispering Pines Pl, White Plains, MD?

3965 Whispering Pines Pl, White Plains, MD has 2.5 bathrooms and 2,136 square feet of living space.

When was 3965 Whispering Pines Pl, White Plains, MD built?

3965 Whispering Pines Pl, White Plains, MD was built in 1991, making it 35 years old. It is a conventional home. The building has 1 story.

What schools serve 3965 Whispering Pines Pl, White Plains, MD?

3965 Whispering Pines Pl, White Plains, MD is assigned to Dr. James Craik Elementary School (elementary), rated B+; Matthew Henson Middle School (middle), rated C-; Maurice J. McDonough High School (high), rated C. All sit in Charles County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3965 Whispering Pines Pl, White Plains, MD compare to other homes in White Plains 20695?

Among the 6,736 homes in White Plains 20695, it is worth more than 21% of them ($399,056 against a typical $477,668), its price per square foot is higher than 52% of them ($187 against a typical $185), it is bigger than 30% of them (2,136 ft² against a typical 2,464 ft²), its lot is bigger than 95% of them (2 ac against a typical 0.17 ac) and it is newer than 16% of them (1991 against a typical 2013). Measured against all of Charles County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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