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Single Family ResidenceResidential
$164,781$135 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

3966 RUGRAT TRL

OOLTEWAH, TN 37363
1
Baths
1,221 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1967
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$165K
$158K low$172K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$437 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$28,825 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$15,525
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$115,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
89
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHamilton
Lot (acres)The size of the land the home sits on, from county records.0.22
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ooltewah Middle SchoolC-
Middle · Grades 6–8 · 2.3 mi
E
Wolftever Creek Elementary SchoolC+
Elementary · Grades PK–5 · 2.3 mi
H
Ooltewah High SchoolB
High · Grades 9–12 · 4.1 mi

District: Hamilton County School District

Neighborhood · ZIP 37363These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.42
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.125
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.146

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.45,371
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.633 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$99,868
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$122,861
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3966 Rugrat Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Ooltewah 37363
  • Among the lowest price per square foot in Ooltewah 37363
  • Smaller than 94% of homes in Ooltewah 37363
  • Has a smaller lot than 86% of homes in Collegedale
  • Older than 94% of homes in Collegedale

What homes are worth in Ooltewah 37363

Each bar is how many homes fall in that price range. The marker is this home.

This home
$212K$1.2M

This home is worth less than almost all homes in Ooltewah 37363.

How it measures up in Ooltewah 37363

The dot is this home. The mark in the middle is the typical home in Ooltewah 37363.

Estimated value$164,781
CheaperTypical $447,605Pricier

Cheaper than almost all homes nearby

Price per ft²$135
CheaperTypical $215Pricier

Cheaper than almost all homes nearby

Living area1,221 ft²
SmallerTypical 2,086 ft²Bigger

Bigger than 6% of homes nearby

Lot size0.22 ac
SmallerTypical 0.46 acBigger

Bigger than 14% of homes nearby

Year built1967
OlderTypical 2003Newer

Newer than 6% of homes nearby

How 3966 Rugrat Trl ranks against every home in each area.
MeasureThis homeCollegedaleOoltewah 37363Hamilton County
Estimated valuepricier than$164,781almost no homesalmost no homes9% of homes
Price per ft²pricier than$1352% of homesalmost no homes10% of homes
Living areabigger than1,221 ft²9% of homes6% of homes21% of homes
Lot sizebigger than0.22 ac14% of homes14% of homes20% of homes
Year builtnewer than19676% of homes6% of homes37% of homes

About 3966 Rugrat Trl

How much is 3966 Rugrat Trl, Ooltewah, TN worth?

The TopHap Estimate for 3966 Rugrat Trl, Ooltewah, TN is $164,781 as of Oct 21, 2026. The likely range is $157,939 to $171,623. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3966 Rugrat Trl, Ooltewah, TN?

3966 Rugrat Trl, Ooltewah, TN has 1 bathrooms, 1,221 square feet of living space and a 0.22-acre lot.

When was 3966 Rugrat Trl, Ooltewah, TN built?

3966 Rugrat Trl, Ooltewah, TN was built in 1967, making it 59 years old. The building has 1 story.

What schools serve 3966 Rugrat Trl, Ooltewah, TN?

3966 Rugrat Trl, Ooltewah, TN is assigned to Ooltewah Middle School (middle), rated C-; Wolftever Creek Elementary School (elementary), rated C+; Ooltewah High School (high), rated B. All sit in Hamilton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3966 Rugrat Trl, Ooltewah, TN compare to other homes in Ooltewah 37363?

Among the 15,719 homes in Ooltewah 37363, it is worth more than almost none of them ($164,781 against a typical $447,605), its price per square foot is higher than almost none of them ($135 against a typical $215), it is bigger than 6% of them (1,221 ft² against a typical 2,086 ft²), its lot is bigger than 14% of them (0.22 ac against a typical 0.46 ac) and it is newer than 6% of them (1967 against a typical 2003). Measured against all of Hamilton County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3966 Rugrat Trl, Ooltewah, TN?

The 2025 property tax bill for 3966 Rugrat Trl, Ooltewah, TN was $437. The county assessed it at $28,825.

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