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Single Family ResidentialResidential
$334,995$162 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

397 CHIMNEY ROCK RD

RUTHERFORDTON, NC 28139
3
Beds
3 / 1
Baths
2,074 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.61 ac
Lot SizeThe size of the land the home sits on, from county records.
1921
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$335K
$267K low$403K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$334,995
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$267,996

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,418 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$209,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$191,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$209,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$209,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyRutherford
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1968
Lot (acres)The size of the land the home sits on, from county records.1.61
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Fan Cooling
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 504 ft²Patio · 504 ft²Porch · 197 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
R-S Central High SchoolC-
High · Grades 9–12 · 1.1 mi
M
R-S Middle SchoolC-
Middle · Grades 6–8 · 2.3 mi
E
Rutherfordton Elementary SchoolC+
Elementary · Grades PK–5 · 3.7 mi

District: Rutherford County Schools

Neighborhood · ZIP 28139These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.20,062
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.112 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,546
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,393
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

397 Chimney Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Rutherford County
  • Bigger than 85% of homes in Rutherford County
  • Older than 95% of homes in Rutherfordton 28139

What homes are worth in Rutherfordton 28139

Each bar is how many homes fall in that price range. The marker is this home.

This home
$70K$904K

This home is worth more than 61% of homes in Rutherfordton 28139.

How it measures up in Rutherfordton 28139

The dot is this home. The mark in the middle is the typical home in Rutherfordton 28139.

Estimated value$334,995
CheaperTypical $290,493Pricier

Pricier than 61% of homes nearby

Price per ft²$162
CheaperTypical $180Pricier

Pricier than 41% of homes nearby

Living area2,074 ft²
SmallerTypical 1,539 ft²Bigger

Bigger than 80% of homes nearby

Lot size1.61 ac
SmallerTypical 1.8 acBigger

Bigger than 47% of homes nearby

Year built1921
OlderTypical 1985Newer

Newer than 5% of homes nearby

How 397 Chimney Rock Rd ranks against every home in each area.
MeasureThis homeRutherfordton 28139Rutherford County
Estimated valuepricier than$334,99561% of homes68% of homes
Price per ft²pricier than$16241% of homes49% of homes
Living areabigger than2,074 ft²80% of homes85% of homes
Lot sizebigger than1.61 ac47% of homes62% of homes
Year builtnewer than19215% of homes6% of homes

About 397 Chimney Rock Rd

How much is 397 Chimney Rock Rd, Rutherfordton, NC worth?

The TopHap Estimate for 397 Chimney Rock Rd, Rutherfordton, NC is $334,995 as of Jul 14, 2026. The likely range is $267,353 to $402,637. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 397 Chimney Rock Rd, Rutherfordton, NC?

397 Chimney Rock Rd, Rutherfordton, NC has 3 bedrooms, 3 bathrooms, 2,074 square feet of living space and a 1.61-acre lot.

When was 397 Chimney Rock Rd, Rutherfordton, NC built?

397 Chimney Rock Rd, Rutherfordton, NC was built in 1921, making it 105 years old. The building has 1 story.

What schools serve 397 Chimney Rock Rd, Rutherfordton, NC?

397 Chimney Rock Rd, Rutherfordton, NC is assigned to R-S Central High School (high), rated C-; R-S Middle School (middle), rated C-; Rutherfordton Elementary School (elementary), rated C+. All sit in Rutherford County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 397 Chimney Rock Rd, Rutherfordton, NC compare to other homes in Rutherfordton 28139?

Among the 7,472 homes in Rutherfordton 28139, it is worth more than 61% of them ($334,995 against a typical $290,493), its price per square foot is higher than 41% of them ($162 against a typical $180), it is bigger than 80% of them (2,074 ft² against a typical 1,539 ft²), its lot is bigger than 47% of them (1.61 ac against a typical 1.8 ac) and it is newer than 5% of them (1921 against a typical 1985). Measured against all of Rutherford County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 397 Chimney Rock Rd, Rutherfordton, NC?

The 2025 property tax bill for 397 Chimney Rock Rd, Rutherfordton, NC was $1,418. The county assessed it at $209,700.

More homes on Chimney Rock Rd

Closest homes

More homes in Rutherfordton 28139

Assigned schools

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