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Residential (General/Single)Residential
$1,049,279$331 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $650,000 on Jun 27, 2022

397 ELBERT ST

RAMSEY, NJ 07446
0
Baths
3,170 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.39 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1M
$988K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$650,000 · Jun 27, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$19,740 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$963,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$448,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$515,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$958,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$963,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.39
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Smith Middle SchoolA
Middle · Grades 6–8 · 0.4 mi
E
Tisdale Elementary SchoolA
Elementary · Grades PK–3 · 0.8 mi
H
Ramsey High SchoolB+
High · Grades 9–12 · 1.3 mi

District: Ramsey Borough School District

Neighborhood · ZIP 07446These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.56
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.42%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.15,081
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,698 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$153,301
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$181,963
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

397 Elbert St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Bergen County
  • Costs less per square foot than 95% of homes in Ramsey 07446
  • Bigger than 89% of homes in Ramsey 07446
  • Has a bigger lot than 82% of homes in Bergen County
  • Older than 95% of homes in Ramsey 07446

What homes are worth in Ramsey 07446

Each bar is how many homes fall in that price range. The marker is this home.

This home
$280K$1.7M

This home is worth more than 73% of homes in Ramsey 07446.

How it measures up in Ramsey 07446

The dot is this home. The mark in the middle is the typical home in Ramsey 07446.

Estimated value$1,049,279
CheaperTypical $861,393Pricier

Pricier than 73% of homes nearby

Price per ft²$331
CheaperTypical $440Pricier

Pricier than 5% of homes nearby

Living area3,170 ft²
SmallerTypical 1,986 ft²Bigger

Bigger than 89% of homes nearby

Lot size0.39 ac
SmallerTypical 0.28 acBigger

Bigger than 68% of homes nearby

Year built1910
OlderTypical 1964Newer

Newer than 5% of homes nearby

How 397 Elbert St ranks against every home in each area.
MeasureThis homeRamsey 07446Bergen County
Estimated valuepricier than$1,049,27973% of homes75% of homes
Price per ft²pricier than$3315% of homes10% of homes
Living areabigger than3,170 ft²89% of homes88% of homes
Lot sizebigger than0.39 ac68% of homes82% of homes
Year builtnewer than19105% of homes5% of homes

About 397 Elbert St

How much is 397 Elbert St, Ramsey, NJ worth?

The TopHap Estimate for 397 Elbert St, Ramsey, NJ is $1,049,279 as of Oct 21, 2026. The likely range is $988,185 to $1,110,373. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 397 Elbert St, Ramsey, NJ last sell?

397 Elbert St, Ramsey, NJ last sold on Jun 27, 2022 for $650,000, according to the county's recorded deed.

How big is 397 Elbert St, Ramsey, NJ?

397 Elbert St, Ramsey, NJ has 3,170 square feet of living space and a 0.39-acre lot.

When was 397 Elbert St, Ramsey, NJ built?

397 Elbert St, Ramsey, NJ was built in 1910, making it 116 years old. The building has 2 stories.

What schools serve 397 Elbert St, Ramsey, NJ?

397 Elbert St, Ramsey, NJ is assigned to Smith Middle School (middle), rated A; Tisdale Elementary School (elementary), rated A; Ramsey High School (high), rated B+. All sit in Ramsey Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 397 Elbert St, Ramsey, NJ compare to other homes in Ramsey 07446?

Among the 5,199 homes in Ramsey 07446, it is worth more than 73% of them ($1,049,279 against a typical $861,393), its price per square foot is higher than 5% of them ($331 against a typical $440), it is bigger than 89% of them (3,170 ft² against a typical 1,986 ft²), its lot is bigger than 68% of them (0.39 ac against a typical 0.28 ac) and it is newer than 5% of them (1910 against a typical 1964). Measured against all of Bergen County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 397 Elbert St, Ramsey, NJ?

The 2025 property tax bill for 397 Elbert St, Ramsey, NJ was $19,740. The county assessed it at $963,400.

More homes on Elbert St

Closest homes

More homes in Ramsey 07446

Assigned schools

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