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Single Family ResidenceResidential
$83,080$111 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

397 MAIN ST

AMSTERDAM, NY 12010
2
Beds
1
Baths
748 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.63 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$83K
$74K low$92K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,218 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$50,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$40,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$50,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$59,524

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyMONTGOMERY
Lot (acres)The size of the land the home sits on, from county records.0.63
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 311 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Fonda-Fultonville 5-8 SchoolB+
Middle · Grades 5–8 · 4.8 mi
E
Fonda-Fultonville K-4 SchoolA-
Elementary · Grades PK–4 · 4.9 mi
H
Fonda-Fultonville Senior High SchoolA-
High · Grades 9–12 · 4.9 mi

District: Fonda-Fultonville Central School District

Neighborhood · ZIP 12010These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.30,758
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.230 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,310
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,860
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

397 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Amsterdam 12010
  • Costs less per square foot than 87% of homes in Amsterdam 12010
  • Smaller than 98% of homes in Amsterdam 12010

What homes are worth in Amsterdam 12010

Each bar is how many homes fall in that price range. The marker is this home.

This home
$83K$640K

This home is worth more than 2% of homes in Amsterdam 12010.

How it measures up in Amsterdam 12010

The dot is this home. The mark in the middle is the typical home in Amsterdam 12010.

Estimated value$83,080
CheaperTypical $247,057Pricier

Pricier than 2% of homes nearby

Price per ft²$111
CheaperTypical $173Pricier

Pricier than 13% of homes nearby

Living area748 ft²
SmallerTypical 1,724 ft²Bigger

Bigger than 2% of homes nearby

Lot size0.63 ac
SmallerTypical 0.29 acBigger

Bigger than 63% of homes nearby

Year built1920
OlderTypical 1940Newer

Newer than 38% of homes nearby

How 397 Main St ranks against every home in each area.
MeasureThis homeAmsterdam 12010Montgomery County
Estimated valuepricier than$83,0802% of homes6% of homes
Price per ft²pricier than$11113% of homes33% of homes
Living areabigger than748 ft²2% of homes3% of homes
Lot sizebigger than0.63 ac63% of homes56% of homes
Year builtnewer than192038% of homes42% of homes

About 397 Main St

How much is 397 Main St, Amsterdam, NY worth?

The TopHap Estimate for 397 Main St, Amsterdam, NY is $83,080 as of Sep 24, 2026. The likely range is $73,896 to $92,264. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 397 Main St, Amsterdam, NY last sell?

397 Main St, Amsterdam, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 397 Main St, Amsterdam, NY?

397 Main St, Amsterdam, NY has 2 bedrooms, 1 bathrooms, 748 square feet of living space and a 0.63-acre lot.

When was 397 Main St, Amsterdam, NY built?

397 Main St, Amsterdam, NY was built in 1920, making it 106 years old. It is a cottage home. The building has 1 story.

What schools serve 397 Main St, Amsterdam, NY?

397 Main St, Amsterdam, NY is assigned to Fonda-Fultonville 5-8 School (middle), rated B+; Fonda-Fultonville K-4 School (elementary), rated A-; Fonda-Fultonville Senior High School (high), rated A-. All sit in Fonda-Fultonville Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 397 Main St, Amsterdam, NY compare to other homes in Amsterdam 12010?

Among the 9,297 homes in Amsterdam 12010, it is worth more than 2% of them ($83,080 against a typical $247,057), its price per square foot is higher than 13% of them ($111 against a typical $173), it is bigger than 2% of them (748 ft² against a typical 1,724 ft²), its lot is bigger than 63% of them (0.63 ac against a typical 0.29 ac) and it is newer than 38% of them (1920 against a typical 1940). Measured against all of Montgomery County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 397 Main St, Amsterdam, NY?

The 2026 property tax bill for 397 Main St, Amsterdam, NY was $1,218. The county assessed it at $50,000.

More homes on Main St

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Assigned schools

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