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Single Family ResidenceResidential
$325,000$106 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

397 RIVER ST

CHESTER, VT 05143
4
Beds
3
Baths
3,052 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$325K
$290K low$360K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$325,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$260,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,819 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$258,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$208,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$258,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
84
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.91 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWINDSOR
Lot (acres)The size of the land the home sits on, from county records.2.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 05143These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.4,365
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.40 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,594
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,961
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

397 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Windsor County
  • Costs less per square foot than 98% of homes in Chester 05143
  • Bigger than 93% of homes in Chester 05143
  • Older than 88% of homes in Windsor County

What homes are worth in Chester 05143

Each bar is how many homes fall in that price range. The marker is this home.

This home
$114K$1.1M

This home is worth more than 48% of homes in Chester 05143.

How it measures up in Chester 05143

The dot is this home. The mark in the middle is the typical home in Chester 05143.

Estimated value$325,000
CheaperTypical $334,733Pricier

Pricier than 48% of homes nearby

Price per ft²$106
CheaperTypical $236Pricier

Pricier than 2% of homes nearby

Living area3,052 ft²
SmallerTypical 1,528 ft²Bigger

Bigger than 93% of homes nearby

Lot size2 ac
SmallerTypical 3.94 acBigger

Bigger than 36% of homes nearby

Year built1890
OlderTypical 1974Newer

Newer than 17% of homes nearby

How 397 River St ranks against every home in each area.
MeasureThis homeChester 05143Windsor County
Estimated valuepricier than$325,00048% of homes35% of homes
Price per ft²pricier than$1062% of homes3% of homes
Living areabigger than3,052 ft²93% of homes92% of homes
Lot sizebigger than2 ac36% of homes50% of homes
Year builtnewer than189017% of homes12% of homes

About 397 River St

How much is 397 River St, Chester, VT worth?

The TopHap Estimate for 397 River St, Chester, VT is $325,000 as of Jul 14, 2026. The likely range is $290,213 to $359,787. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 397 River St, Chester, VT last sell?

397 River St, Chester, VT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 397 River St, Chester, VT?

397 River St, Chester, VT has 4 bedrooms, 3 bathrooms, 3,052 square feet of living space and a 2.00-acre lot.

When was 397 River St, Chester, VT built?

397 River St, Chester, VT was built in 1890, making it 136 years old. The building has 2 stories.

How does 397 River St, Chester, VT compare to other homes in Chester 05143?

Among the 2,476 homes in Chester 05143, it is worth more than 48% of them ($325,000 against a typical $334,733), its price per square foot is higher than 2% of them ($106 against a typical $236), it is bigger than 93% of them (3,052 ft² against a typical 1,528 ft²), its lot is bigger than 36% of them (2 ac against a typical 3.94 ac) and it is newer than 17% of them (1890 against a typical 1974). Measured against all of Windsor County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 397 River St, Chester, VT?

The 2025 property tax bill for 397 River St, Chester, VT was $4,819. The county assessed it at $258,800.

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