Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$645,477$607 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3970 CAMEO DR

OCEANSIDE, CA 92056
3
Beds
2
Baths
1,064 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$645K
$570K low$720K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,446 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$134,284 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$38,989
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$95,295
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$131,652

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
83
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
14
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
McAuliffe Elementary SchoolC
Elementary · Grades KG–5 · 0.8 mi
M
King Middle SchoolC+
Middle · Grades 6–8 · 1.6 mi
H
El Camino High SchoolB+
High · Grades 9–12 · 2.1 mi

District: Oceanside Unified School District

Neighborhood · ZIP 92056These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.218

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.55,699
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,381 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,460
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,029
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3970 Cameo Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Tri-City
  • Costs more per square foot than 80% of homes in Oceanside 92056
  • Smaller than 85% of homes in Tri-City
  • Has a smaller lot than 71% of homes in San Diego County
  • Older than 87% of homes in Oceanside 92056

What homes are worth in Oceanside 92056

Each bar is how many homes fall in that price range. The marker is this home.

This home
$441K$1.4M

This home is worth more than 18% of homes in Oceanside 92056.

How it measures up in Oceanside 92056

The dot is this home. The mark in the middle is the typical home in Oceanside 92056.

Estimated value$645,477
CheaperTypical $853,628Pricier

Pricier than 18% of homes nearby

Price per ft²$607
CheaperTypical $543Pricier

Pricier than 80% of homes nearby

Living area1,064 ft²
SmallerTypical 1,589 ft²Bigger

Bigger than 16% of homes nearby

Lot size0.16 ac
SmallerTypical 0.21 acBigger

Bigger than 31% of homes nearby

Year built1973
OlderTypical 1987Newer

Newer than 13% of homes nearby

How 3970 Cameo Dr ranks against every home in each area.
MeasureThis homeTri-CityOceanside 92056San Diego County
Estimated valuepricier than$645,4775% of homes18% of homes21% of homes
Price per ft²pricier than$60773% of homes80% of homes59% of homes
Living areabigger than1,064 ft²15% of homes16% of homes23% of homes
Lot sizebigger than0.16 ac47% of homes31% of homes29% of homes
Year builtnewer than197361% of homes13% of homes29% of homes

About 3970 Cameo Dr

How much is 3970 Cameo Dr, Oceanside, CA worth?

The TopHap Estimate for 3970 Cameo Dr, Oceanside, CA is $645,477 as of Sep 24, 2026. The likely range is $570,489 to $720,465. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3970 Cameo Dr, Oceanside, CA last sell?

3970 Cameo Dr, Oceanside, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3970 Cameo Dr, Oceanside, CA?

3970 Cameo Dr, Oceanside, CA has 3 bedrooms, 2 bathrooms, 1,064 square feet of living space and a 0.16-acre lot.

When was 3970 Cameo Dr, Oceanside, CA built?

3970 Cameo Dr, Oceanside, CA was built in 1973, making it 53 years old. The building has 1 story.

What schools serve 3970 Cameo Dr, Oceanside, CA?

3970 Cameo Dr, Oceanside, CA is assigned to McAuliffe Elementary School (elementary), rated C; King Middle School (middle), rated C+; El Camino High School (high), rated B+. All sit in Oceanside Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3970 Cameo Dr, Oceanside, CA compare to other homes in Oceanside 92056?

Among the 18,540 homes in Oceanside 92056, it is worth more than 18% of them ($645,477 against a typical $853,628), its price per square foot is higher than 80% of them ($607 against a typical $543), it is bigger than 16% of them (1,064 ft² against a typical 1,589 ft²), its lot is bigger than 31% of them (0.16 ac against a typical 0.21 ac) and it is newer than 13% of them (1973 against a typical 1987). Measured against all of San Diego County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3970 Cameo Dr, Oceanside, CA?

The 2025 property tax bill for 3970 Cameo Dr, Oceanside, CA was $1,446. The county assessed it at $134,284.

More homes on Cameo Dr

Closest homes

More homes in Oceanside 92056

Assigned schools

Explore the area

See this home in context

Open 3970 Cameo Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map