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Seasonal, Cabin, Vacation ResidenceResidential
Last sold for $1,100,000 on Apr 17, 2024

3978 GULL RIVER TRL

BRAINERD, MN 56401
5
Beds
2
Baths
2,604 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.58 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,100,000 · Apr 17, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,268 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$978,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$134,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$843,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$940,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$978,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
36
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
46
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
47
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Seasonal, Cabin, Vacation Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyCROW WING
Lot (acres)The size of the land the home sits on, from county records.5.58
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Beach (Ocean, River Or Lake)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 312 ft²Porch · 260 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Forestview Middle SchoolB
Middle · Grades 5–8 · 5.3 mi
H
Brainerd Senior High SchoolA+
High · Grades 9–12 · 6.4 mi
E
Nisswa Elementary SchoolA
Elementary · Grades PK–4 · 8.3 mi

District: Brainerd Public School District

Neighborhood · ZIP 56401These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.32,810
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.90 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,270
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,865
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3978 Gull River Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 94% of homes in Brainerd 56401
  • Has a bigger lot than 85% of homes in Crow Wing County

How it measures up in Brainerd 56401

The dot is this home. The mark in the middle is the typical home in Brainerd 56401.

Living area2,604 ft²
SmallerTypical 1,288 ft²Bigger

Bigger than 94% of homes nearby

Lot size5.58 ac
SmallerTypical 0.7 acBigger

Bigger than 83% of homes nearby

Year built1990
OlderTypical 1986Newer

Newer than 55% of homes nearby

How 3978 Gull River Trl ranks against every home in each area.
MeasureThis homeBrainerd 56401Crow Wing County
Living areabigger than2,604 ft²94% of homes92% of homes
Lot sizebigger than5.58 ac83% of homes85% of homes
Year builtnewer than199055% of homes48% of homes

About 3978 Gull River Trl

When did 3978 Gull River Trl, Brainerd, MN last sell?

3978 Gull River Trl, Brainerd, MN last sold on Apr 17, 2024 for $1,100,000, according to the county's recorded deed.

How big is 3978 Gull River Trl, Brainerd, MN?

3978 Gull River Trl, Brainerd, MN has 5 bedrooms, 2 bathrooms, 2,604 square feet of living space and a 5.58-acre lot.

When was 3978 Gull River Trl, Brainerd, MN built?

3978 Gull River Trl, Brainerd, MN was built in 1990, making it 36 years old. It is a split level home. The building has 1 story.

What schools serve 3978 Gull River Trl, Brainerd, MN?

3978 Gull River Trl, Brainerd, MN is assigned to Forestview Middle School (middle), rated B; Brainerd Senior High School (high), rated A+; Nisswa Elementary School (elementary), rated A. All sit in Brainerd Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3978 Gull River Trl, Brainerd, MN compare to other homes in Brainerd 56401?

Among the 14,375 homes in Brainerd 56401, it is bigger than 94% of them (2,604 ft² against a typical 1,288 ft²), its lot is bigger than 83% of them (5.58 ac against a typical 0.7 ac) and it is newer than 55% of them (1990 against a typical 1986). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3978 Gull River Trl, Brainerd, MN?

The 2026 property tax bill for 3978 Gull River Trl, Brainerd, MN was $6,268. The county assessed it at $978,600.

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