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Single Family ResidentialResidential
$153,881
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $40,000 on Apr 10, 2018

398 HOWARD RD

BIG CLIFTY, KY 42712
0
Baths
3 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$154K
$137K low$171K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$40,000 · Apr 10, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$327 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$73,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$48,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$73,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$73,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyHardin
Lot (acres)The size of the land the home sits on, from county records.3.00
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(5)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
West Hardin Middle SchoolB-
Middle · Grades 6–8 · 9.7 mi
E
Lakewood Elementary SchoolB-
Elementary · Grades PK–5 · 9.8 mi
H
Central Hardin High SchoolB
High · Grades 9–12 · 16.8 mi

District: Hardin County School District

Neighborhood · ZIP 42712These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.1,995
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.38 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,366
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,802
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

398 Howard Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Hardin County
  • Has a bigger lot than 90% of homes in Hardin County

What homes are worth in Big Clifty 42712

Each bar is how many homes fall in that price range. The marker is this home.

This home
$38K$427K

This home is worth more than 49% of homes in Big Clifty 42712.

How it measures up in Big Clifty 42712

The dot is this home. The mark in the middle is the typical home in Big Clifty 42712.

Estimated value$153,881
CheaperTypical $157,609Pricier

Pricier than 49% of homes nearby

Lot size3 ac
SmallerTypical 2.53 acBigger

Bigger than 56% of homes nearby

How 398 Howard Rd ranks against every home in each area.
MeasureThis homeBig Clifty 42712Hardin County
Estimated valuepricier than$153,88149% of homes24% of homes
Lot sizebigger than3 ac56% of homes90% of homes

About 398 Howard Rd

How much is 398 Howard Rd, Big Clifty, KY worth?

The TopHap Estimate for 398 Howard Rd, Big Clifty, KY is $153,881 as of Sep 24, 2026. The likely range is $136,648 to $171,114. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 398 Howard Rd, Big Clifty, KY last sell?

398 Howard Rd, Big Clifty, KY last sold on Apr 10, 2018 for $40,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

What schools serve 398 Howard Rd, Big Clifty, KY?

398 Howard Rd, Big Clifty, KY is assigned to West Hardin Middle School (middle), rated B-; Lakewood Elementary School (elementary), rated B-; Central Hardin High School (high), rated B. All sit in Hardin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 398 Howard Rd, Big Clifty, KY compare to other homes in Big Clifty 42712?

Among the 1,098 homes in Big Clifty 42712, it is worth more than 49% of them ($153,881 against a typical $157,609) and its lot is bigger than 56% of them (3 ac against a typical 2.53 ac). Measured against all of Hardin County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 398 Howard Rd, Big Clifty, KY?

The 2025 property tax bill for 398 Howard Rd, Big Clifty, KY was $327. The county assessed it at $73,500.

More homes on Howard Rd

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Assigned schools

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