Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$716,125$342 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $560,000 on Dec 15, 2021

398 PHOENIX RIDGE RD

JEFFERSON, NC 28640
0
Baths
2,091 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.

Valuation

$716K
$600K low$832K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$560,000 · Dec 15, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,716 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$540,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$508,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$540,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$540,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyASHE
Lot (acres)The size of the land the home sits on, from county records.2.00
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mountain View Elementary SchoolB+
Elementary · Grades PK–6 · 1.0 mi
M
Ashe County Middle SchoolA+
Middle · Grades 7–8 · 3.4 mi
H
Ashe County High SchoolC-
High · Grades 9–12 · 3.9 mi

District: Ashe County Schools

Neighborhood · ZIP 28640These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.138
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.92

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.4,595
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.118 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,197
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,695
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

398 Phoenix Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Ashe County
  • Costs more per square foot than 82% of homes in Jefferson 28640
  • Bigger than 78% of homes in Ashe County
  • Has a bigger lot than 74% of homes in Jefferson 28640
  • Newer than 76% of homes in Jefferson 28640

What homes are worth in Jefferson 28640

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$1.5M

This home is worth more than 82% of homes in Jefferson 28640.

How it measures up in Jefferson 28640

The dot is this home. The mark in the middle is the typical home in Jefferson 28640.

Estimated value$716,125
CheaperTypical $381,052Pricier

Pricier than 82% of homes nearby

Price per ft²$342
CheaperTypical $236Pricier

Pricier than 82% of homes nearby

Living area2,091 ft²
SmallerTypical 1,625 ft²Bigger

Bigger than 70% of homes nearby

Lot size2 ac
SmallerTypical 1 acBigger

Bigger than 74% of homes nearby

Year built2004
OlderTypical 1991Newer

Newer than 76% of homes nearby

How 398 Phoenix Ridge Rd ranks against every home in each area.
MeasureThis homeJefferson 28640Ashe County
Estimated valuepricier than$716,12582% of homes88% of homes
Price per ft²pricier than$34282% of homes80% of homes
Living areabigger than2,091 ft²70% of homes78% of homes
Lot sizebigger than2 ac74% of homes61% of homes
Year builtnewer than200476% of homes75% of homes

About 398 Phoenix Ridge Rd

How much is 398 Phoenix Ridge Rd, Jefferson, NC worth?

The TopHap Estimate for 398 Phoenix Ridge Rd, Jefferson, NC is $716,125 as of Aug 30, 2026. The likely range is $599,998 to $832,252. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 398 Phoenix Ridge Rd, Jefferson, NC last sell?

398 Phoenix Ridge Rd, Jefferson, NC last sold on Dec 15, 2021 for $560,000, according to the county's recorded deed.

How big is 398 Phoenix Ridge Rd, Jefferson, NC?

398 Phoenix Ridge Rd, Jefferson, NC has 2,091 square feet of living space and a 2.00-acre lot.

When was 398 Phoenix Ridge Rd, Jefferson, NC built?

398 Phoenix Ridge Rd, Jefferson, NC was built in 2004, making it 22 years old. It is a rustic home.

What schools serve 398 Phoenix Ridge Rd, Jefferson, NC?

398 Phoenix Ridge Rd, Jefferson, NC is assigned to Mountain View Elementary School (elementary), rated B+; Ashe County Middle School (middle), rated A+; Ashe County High School (high), rated C-. All sit in Ashe County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 398 Phoenix Ridge Rd, Jefferson, NC compare to other homes in Jefferson 28640?

Among the 2,605 homes in Jefferson 28640, it is worth more than 82% of them ($716,125 against a typical $381,052), its price per square foot is higher than 82% of them ($342 against a typical $236), it is bigger than 70% of them (2,091 ft² against a typical 1,625 ft²), its lot is bigger than 74% of them (2 ac against a typical 1 ac) and it is newer than 76% of them (2004 against a typical 1991). Measured against all of Ashe County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 398 Phoenix Ridge Rd, Jefferson, NC?

The 2026 property tax bill for 398 Phoenix Ridge Rd, Jefferson, NC was $2,716. The county assessed it at $540,000.

More homes on Phoenix Ridge Rd

Closest homes

More homes in Jefferson 28640

Assigned schools

Explore the area

See this home in context

Open 398 Phoenix Ridge Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map