Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$6,114,035$1,183 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 73How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,114,126 on Nov 30, 2009

398 RIDGE DR

NAPLES, FL 34108
0
Baths
5,170 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.56 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
11
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$6.1M
$4.5M low$7.8M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,114,126 · Nov 30, 2009
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$3,723,035
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$2,978,428
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.40%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$891,000
SUNTRUST MORTGAGE INC · recorded Feb 3, 2011
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$950,000
SUNTRUST MORTGAGE INC
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$550,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$18,685 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,977,282 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,921,557
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$4,501,136

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.44 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.97%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCollier
Lot (acres)The size of the land the home sits on, from county records.2.56
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.Pool W/Hot Tub/Spa
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 572 ft²

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Pine Ridge Middle SchoolA
Middle · Grades 6–8 · 1.2 mi
E
Sea Gate Elementary SchoolA+
Elementary · Grades KG–5 · 1.7 mi
H
Barron Collier High SchoolA
High · Grades 9–12 · 2.1 mi

District: Collier County School District

Neighborhood · ZIP 34108These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.57%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.18,299
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,930 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$135,127
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$188,118
Average tempThe average temperature here across a full year.74°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

398 Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Collier County
  • Costs more per square foot than 95% of homes in Collier County
  • Among the largest homes in Collier County
  • Among the largest lots in Naples 34108
  • Newer than 92% of homes in Naples 34108

What homes are worth in Naples 34108

Each bar is how many homes fall in that price range. The marker is this home.

This home
$337K$6.9M

This home is worth more than 97% of homes in Naples 34108.

How it measures up in Naples 34108

The dot is this home. The mark in the middle is the typical home in Naples 34108.

Estimated value$6,114,035
CheaperTypical $1,105,194Pricier

Pricier than 97% of homes nearby

Price per ft²$1183
CheaperTypical $673Pricier

Pricier than 85% of homes nearby

Living area5,170 ft²
SmallerTypical 1,703 ft²Bigger

Bigger than 97% of homes nearby

Lot size2.56 ac
SmallerTypical 0.15 acBigger

Bigger than almost all homes nearby

Year built2002
OlderTypical 1990Newer

Newer than 92% of homes nearby

How 398 Ridge Dr ranks against every home in each area.
MeasureThis homePine RidgeNaples 34108Collier County
Estimated valuepricier than$6,114,03587% of homes97% of homesalmost all homes
Price per ft²pricier than$118374% of homes85% of homes95% of homes
Living areabigger than5,170 ft²88% of homes97% of homesalmost all homes
Lot sizebigger than2.56 ac96% of homesalmost all homes94% of homes
Year builtnewer than200282% of homes92% of homes65% of homes

About 398 Ridge Dr

How much is 398 Ridge Dr, Naples, FL worth?

The TopHap Estimate for 398 Ridge Dr, Naples, FL is $6,114,035 as of Jul 14, 2026. The likely range is $4,450,492 to $7,777,578. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 398 Ridge Dr, Naples, FL last sell?

398 Ridge Dr, Naples, FL last sold on Nov 30, 2009 for $1,114,126, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 398 Ridge Dr, Naples, FL?

398 Ridge Dr, Naples, FL has 5,170 square feet of living space and a 2.56-acre lot.

When was 398 Ridge Dr, Naples, FL built?

398 Ridge Dr, Naples, FL was built in 2002, making it 24 years old. The building has 2 stories.

What schools serve 398 Ridge Dr, Naples, FL?

398 Ridge Dr, Naples, FL is assigned to Pine Ridge Middle School (middle), rated A; Sea Gate Elementary School (elementary), rated A+; Barron Collier High School (high), rated A. All sit in Collier County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 398 Ridge Dr, Naples, FL compare to other homes in Naples 34108?

Among the 14,201 homes in Naples 34108, it is worth more than 97% of them ($6,114,035 against a typical $1,105,194), its price per square foot is higher than 85% of them ($1183 against a typical $673), it is bigger than 97% of them (5,170 ft² against a typical 1,703 ft²), its lot is bigger than almost all of them (2.56 ac against a typical 0.15 ac) and it is newer than 92% of them (2002 against a typical 1990). Measured against all of Collier County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 398 Ridge Dr, Naples, FL?

The 2025 property tax bill for 398 Ridge Dr, Naples, FL was $18,685. The county assessed it at $1,977,282.

Closest homes

More homes in Naples 34108

Assigned schools

Explore the area

See this home in context

Open 398 Ridge Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map