Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$1,260,176$692 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3981 GARDEN HWY

SACRAMENTO, CA 95834
2
Beds
2
Baths
1,820 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.82 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.3M
$1.1M low$1.5M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$23 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$160,756 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,963
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$145,793
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$157,605

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
81
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
53
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
39
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountySACRAMENTO
Lot (acres)The size of the land the home sits on, from county records.0.82
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Whitter Ranch Elementary SchoolC+
Elementary · Grades KG–5 · 1.7 mi
M
Natomas Middle SchoolD-
Middle · Grades 6–8 · 2.4 mi
H
Inderkum High SchoolC+
High · Grades 9–12 · 2.8 mi

District: Natomas Unified School District

Neighborhood · ZIP 95834These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.110

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.35,771
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,625 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,485
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,340
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.20 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3981 Garden Hwy measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Sacramento 95834
  • Among the highest price per square foot in Sacramento 95834
  • Among the largest lots in Sacramento 95834
  • Older than 95% of homes in Sacramento 95834

What homes are worth in Sacramento 95834

Each bar is how many homes fall in that price range. The marker is this home.

This home
$242K$829K

This home is worth more than almost all homes in Sacramento 95834.

How it measures up in Sacramento 95834

The dot is this home. The mark in the middle is the typical home in Sacramento 95834.

Estimated value$1,260,176
CheaperTypical $499,183Pricier

Pricier than almost all homes nearby

Price per ft²$692
CheaperTypical $278Pricier

Pricier than almost all homes nearby

Living area1,820 ft²
SmallerTypical 1,788 ft²Bigger

Bigger than 52% of homes nearby

Lot size0.82 ac
SmallerTypical 0.11 acBigger

Bigger than almost all homes nearby

Year built1981
OlderTypical 2007Newer

Newer than 5% of homes nearby

How 3981 Garden Hwy ranks against every home in each area.
MeasureThis homeSacramento 95834Sacramento County
Estimated valuepricier than$1,260,176almost all homes98% of homes
Price per ft²pricier than$692almost all homesalmost all homes
Living areabigger than1,820 ft²52% of homes60% of homes
Lot sizebigger than0.82 acalmost all homes96% of homes
Year builtnewer than19815% of homes49% of homes

About 3981 Garden Hwy

How much is 3981 Garden Hwy, Sacramento, CA worth?

The TopHap Estimate for 3981 Garden Hwy, Sacramento, CA is $1,260,176 as of Sep 24, 2026. The likely range is $1,057,726 to $1,462,626. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3981 Garden Hwy, Sacramento, CA last sell?

3981 Garden Hwy, Sacramento, CA last sold on Oct 5, 2021, according to the county's recorded deed.

How big is 3981 Garden Hwy, Sacramento, CA?

3981 Garden Hwy, Sacramento, CA has 2 bedrooms, 2 bathrooms, 1,820 square feet of living space and a 0.82-acre lot.

When was 3981 Garden Hwy, Sacramento, CA built?

3981 Garden Hwy, Sacramento, CA was built in 1981, making it 45 years old. It is a custom design home. The building has 2 stories.

What schools serve 3981 Garden Hwy, Sacramento, CA?

3981 Garden Hwy, Sacramento, CA is assigned to Whitter Ranch Elementary School (elementary), rated C+; Natomas Middle School (middle), rated D-; Inderkum High School (high), rated C+. All sit in Natomas Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3981 Garden Hwy, Sacramento, CA compare to other homes in Sacramento 95834?

Among the 9,440 homes in Sacramento 95834, it is worth more than almost all of them ($1,260,176 against a typical $499,183), its price per square foot is higher than almost all of them ($692 against a typical $278), it is bigger than 52% of them (1,820 ft² against a typical 1,788 ft²), its lot is bigger than almost all of them (0.82 ac against a typical 0.11 ac) and it is newer than 5% of them (1981 against a typical 2007). Measured against all of Sacramento County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3981 Garden Hwy, Sacramento, CA?

The 2025 property tax bill for 3981 Garden Hwy, Sacramento, CA was $23. The county assessed it at $160,756.

More homes on Garden Hwy

Closest homes

More homes in Sacramento 95834

Assigned schools

Explore the area

See this home in context

Open 3981 Garden Hwy on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map