Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$87,728$125 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $60,500 on Dec 31, 2009

3986 RURAL AVE # 3988

CORTLAND, NY 13045
2
Beds
1
Baths
700 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.43 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$88K
$75K low$100K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$60,500 · Dec 31, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,500 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$67,500 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$56,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$67,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$103,846

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCortland
Lot (acres)The size of the land the home sits on, from county records.0.43
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 256 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
McGraw Elementary SchoolC-
Elementary · Grades PK–6 · 2.9 mi
M
McGraw Secondary SchoolC-
Middle · Grades 7–12 · 3.2 mi

District: McGraw Central School District

Neighborhood · ZIP 13045These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.27,776
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.260 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,254
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,736
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3986 Rural Ave # 3988 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Cortland 13045
  • Smaller than 98% of homes in Cortland 13045

What homes are worth in Cortland 13045

Each bar is how many homes fall in that price range. The marker is this home.

This home
$67K$470K

This home is worth more than 4% of homes in Cortland 13045.

How it measures up in Cortland 13045

The dot is this home. The mark in the middle is the typical home in Cortland 13045.

Estimated value$87,728
CheaperTypical $189,324Pricier

Pricier than 4% of homes nearby

Price per ft²$125
CheaperTypical $133Pricier

Pricier than 43% of homes nearby

Living area700 ft²
SmallerTypical 1,594 ft²Bigger

Bigger than 2% of homes nearby

Lot size0.43 ac
SmallerTypical 0.3 acBigger

Bigger than 59% of homes nearby

Year built1930
OlderTypical 1950Newer

Newer than 41% of homes nearby

How 3986 Rural Ave # 3988 ranks against every home in each area.
MeasureThis homeCortland 13045Cortland County
Estimated valuepricier than$87,7284% of homes5% of homes
Price per ft²pricier than$12543% of homes51% of homes
Living areabigger than700 ft²2% of homes3% of homes
Lot sizebigger than0.43 ac59% of homes43% of homes
Year builtnewer than193041% of homes40% of homes

About 3986 Rural Ave # 3988

How much is 3986 Rural Ave # 3988, Cortland, NY worth?

The TopHap Estimate for 3986 Rural Ave # 3988, Cortland, NY is $87,728 as of Aug 30, 2026. The likely range is $75,263 to $100,193. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3986 Rural Ave # 3988, Cortland, NY last sell?

3986 Rural Ave # 3988, Cortland, NY last sold on Dec 31, 2009 for $60,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3986 Rural Ave # 3988, Cortland, NY?

3986 Rural Ave # 3988, Cortland, NY has 2 bedrooms, 1 bathrooms, 700 square feet of living space and a 0.43-acre lot.

When was 3986 Rural Ave # 3988, Cortland, NY built?

3986 Rural Ave # 3988, Cortland, NY was built in 1930, making it 96 years old. It is a ranch home. The building has 1 story.

What schools serve 3986 Rural Ave # 3988, Cortland, NY?

3986 Rural Ave # 3988, Cortland, NY is assigned to McGraw Elementary School (elementary), rated C-; McGraw Secondary School (middle), rated C-. All sit in McGraw Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3986 Rural Ave # 3988, Cortland, NY compare to other homes in Cortland 13045?

Among the 8,475 homes in Cortland 13045, it is worth more than 4% of them ($87,728 against a typical $189,324), its price per square foot is higher than 43% of them ($125 against a typical $133), it is bigger than 2% of them (700 ft² against a typical 1,594 ft²), its lot is bigger than 59% of them (0.43 ac against a typical 0.3 ac) and it is newer than 41% of them (1930 against a typical 1950). Measured against all of Cortland County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3986 Rural Ave # 3988, Cortland, NY?

The 2024 property tax bill for 3986 Rural Ave # 3988, Cortland, NY was $1,500. The county assessed it at $67,500.

More homes on Rural Ave # 3988

Closest homes

More homes in Cortland 13045

Assigned schools

Explore the area

See this home in context

Open 3986 Rural Ave # 3988 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map