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Rural ResidenceResidential
$89,860$84 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 57How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $40,000 on Jan 3, 2020

3995 BLACKS BLUFF RD SW

ROME, GA 30161
1
Baths
1,067 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1941
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$90K
$51K low$129K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$40,000 · Jan 3, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.325%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$291,200
UNITED COMMUNITY BANK · recorded Jul 13, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,799 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$195,251 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,535
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$159,716
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$180,064
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$488,127

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyFloyd
Lot (acres)The size of the land the home sits on, from county records.10.11
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Gravity
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 720 ft²Porch · 160 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Coosa High SchoolB
High · Grades 9–12 · 5.2 mi
M
Coosa Middle SchoolB-
Middle · Grades 6–8 · 5.5 mi
E
Cave Spring Elementary School
Elementary · Grades PK–5 · 5.6 mi

District: Floyd County School District

Neighborhood · ZIP 30161These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.99

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.36,791
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.256 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,557
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,891
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3995 Blacks Bluff Rd Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Floyd County
  • Costs less per square foot than 88% of homes in Floyd County
  • Smaller than 84% of homes in Floyd County
  • Has a bigger lot than 95% of homes in Rome 30161
  • Older than 84% of homes in Floyd County

What homes are worth in Rome 30161

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$812K

This home is worth more than 15% of homes in Rome 30161.

How it measures up in Rome 30161

The dot is this home. The mark in the middle is the typical home in Rome 30161.

Estimated value$89,860
CheaperTypical $206,673Pricier

Pricier than 15% of homes nearby

Price per ft²$84
CheaperTypical $137Pricier

Pricier than 17% of homes nearby

Living area1,067 ft²
SmallerTypical 1,501 ft²Bigger

Bigger than 19% of homes nearby

Lot size10.11 ac
SmallerTypical 0.43 acBigger

Bigger than 95% of homes nearby

Year built1941
OlderTypical 1963Newer

Newer than 26% of homes nearby

How 3995 Blacks Bluff Rd Sw ranks against every home in each area.
MeasureThis homeRome 30161Floyd County
Estimated valuepricier than$89,86015% of homes10% of homes
Price per ft²pricier than$8417% of homes12% of homes
Living areabigger than1,067 ft²19% of homes16% of homes
Lot sizebigger than10.11 ac95% of homes94% of homes
Year builtnewer than194126% of homes16% of homes

About 3995 Blacks Bluff Rd Sw

How much is 3995 Blacks Bluff Rd Sw, Rome, GA worth?

The TopHap Estimate for 3995 Blacks Bluff Rd Sw, Rome, GA is $89,860 as of Jul 14, 2026. The likely range is $50,878 to $128,842. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3995 Blacks Bluff Rd Sw, Rome, GA last sell?

3995 Blacks Bluff Rd Sw, Rome, GA last sold on Jan 3, 2020 for $40,000, according to the county's recorded deed.

How big is 3995 Blacks Bluff Rd Sw, Rome, GA?

3995 Blacks Bluff Rd Sw, Rome, GA has 1 bathrooms, 1,067 square feet of living space and a 10.11-acre lot.

When was 3995 Blacks Bluff Rd Sw, Rome, GA built?

3995 Blacks Bluff Rd Sw, Rome, GA was built in 1941, making it 85 years old. The building has 1 story.

What schools serve 3995 Blacks Bluff Rd Sw, Rome, GA?

3995 Blacks Bluff Rd Sw, Rome, GA is assigned to Coosa High School (high), rated B; Coosa Middle School (middle), rated B-; Cave Spring Elementary School (elementary). All sit in Floyd County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3995 Blacks Bluff Rd Sw, Rome, GA compare to other homes in Rome 30161?

Among the 13,010 homes in Rome 30161, it is worth more than 15% of them ($89,860 against a typical $206,673), its price per square foot is higher than 17% of them ($84 against a typical $137), it is bigger than 19% of them (1,067 ft² against a typical 1,501 ft²), its lot is bigger than 95% of them (10.11 ac against a typical 0.43 ac) and it is newer than 26% of them (1941 against a typical 1963). Measured against all of Floyd County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3995 Blacks Bluff Rd Sw, Rome, GA?

The 2025 property tax bill for 3995 Blacks Bluff Rd Sw, Rome, GA was $4,799. The county assessed it at $195,251.

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