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Single Family ResidenceResidential
$438,496$270 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $199,000 on Aug 24, 2001

3997 TERRACE DR

HAMPSTEAD, MD 21074
2.5
Baths
1,626 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$438K
$422K low$455K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$199,000 · Aug 24, 2001

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,025 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$369,433 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$350,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$407,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCARROLL
Lot (acres)The size of the land the home sits on, from county records.0.33
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 300 ft²Patio · 300 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hampstead Elementary SchoolA-
Elementary · Grades PK–5 · 0.3 mi
M
Shiloh Middle SchoolA-
Middle · Grades 6–8 · 0.3 mi
H
Manchester Valley High SchoolB
High · Grades 9–12 · 3.8 mi

District: Carroll County Public Schools

Neighborhood · ZIP 21074These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.16,114
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.408 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,515
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$132,821
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3997 Terrace Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 68% of homes in Carroll County
  • Newer than 83% of homes in Hampstead 21074

What homes are worth in Hampstead 21074

Each bar is how many homes fall in that price range. The marker is this home.

This home
$201K$874K

This home is worth more than 58% of homes in Hampstead 21074.

How it measures up in Hampstead 21074

The dot is this home. The mark in the middle is the typical home in Hampstead 21074.

Estimated value$438,496
CheaperTypical $410,565Pricier

Pricier than 58% of homes nearby

Price per ft²$270
CheaperTypical $258Pricier

Pricier than 62% of homes nearby

Living area1,626 ft²
SmallerTypical 1,664 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.33 ac
SmallerTypical 0.6 acBigger

Bigger than 37% of homes nearby

Year built1999
OlderTypical 1985Newer

Newer than 83% of homes nearby

How 3997 Terrace Dr ranks against every home in each area.
MeasureThis homeHampstead 21074Carroll County
Estimated valuepricier than$438,49658% of homes42% of homes
Price per ft²pricier than$27062% of homes51% of homes
Living areabigger than1,626 ft²49% of homes42% of homes
Lot sizebigger than0.33 ac37% of homes32% of homes
Year builtnewer than199983% of homes78% of homes

About 3997 Terrace Dr

How much is 3997 Terrace Dr, Hampstead, MD worth?

The TopHap Estimate for 3997 Terrace Dr, Hampstead, MD is $438,496 as of Oct 21, 2026. The likely range is $421,524 to $455,468. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3997 Terrace Dr, Hampstead, MD last sell?

3997 Terrace Dr, Hampstead, MD last sold on Aug 24, 2001 for $199,000, according to the county's recorded deed.

How big is 3997 Terrace Dr, Hampstead, MD?

3997 Terrace Dr, Hampstead, MD has 2.5 bathrooms, 1,626 square feet of living space and a 0.33-acre lot.

When was 3997 Terrace Dr, Hampstead, MD built?

3997 Terrace Dr, Hampstead, MD was built in 1999, making it 27 years old. The building has 2 stories.

What schools serve 3997 Terrace Dr, Hampstead, MD?

3997 Terrace Dr, Hampstead, MD is assigned to Hampstead Elementary School (elementary), rated A-; Shiloh Middle School (middle), rated A-; Manchester Valley High School (high), rated B. All sit in Carroll County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3997 Terrace Dr, Hampstead, MD compare to other homes in Hampstead 21074?

Among the 5,674 homes in Hampstead 21074, it is worth more than 58% of them ($438,496 against a typical $410,565), its price per square foot is higher than 62% of them ($270 against a typical $258), it is bigger than 49% of them (1,626 ft² against a typical 1,664 ft²), its lot is bigger than 37% of them (0.33 ac against a typical 0.6 ac) and it is newer than 83% of them (1999 against a typical 1985). Measured against all of Carroll County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3997 Terrace Dr, Hampstead, MD?

The 2026 property tax bill for 3997 Terrace Dr, Hampstead, MD was $5,025. The county assessed it at $369,433.

More homes on Terrace Dr

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More homes in Hampstead 21074

Assigned schools

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