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Single Family ResidenceResidential
$99,247$68 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3999 ROUTE 20

MADISON, NY 13402
3
Beds
2
Baths
1,456 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.75 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$99K
$89K low$110K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$84,247
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$67,398
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.16%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$15,000
NBH BANK NATIONAL ASSOCIATION · 6.3% 2 · recorded Jun 4, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,386 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$50,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$42,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$50,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$99,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Modular
CountyMadison
Lot (acres)The size of the land the home sits on, from county records.0.75
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Electric
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 128 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Madison Central SchoolC
Elementary · Grades PK–12 · 2.5 mi

District: Madison Central School District

Neighborhood · ZIP 13402These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.1,759
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.66 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,818
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,406
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3999 Route 20 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Madison County
  • Costs less per square foot than 94% of homes in Madison County
  • Has a smaller lot than 70% of homes in Madison 13402
  • Newer than 78% of homes in Madison County

What homes are worth in Madison 13402

Each bar is how many homes fall in that price range. The marker is this home.

This home
$66K$447K

This home is worth more than 15% of homes in Madison 13402.

How it measures up in Madison 13402

The dot is this home. The mark in the middle is the typical home in Madison 13402.

Estimated value$99,247
CheaperTypical $161,167Pricier

Pricier than 15% of homes nearby

Price per ft²$68
CheaperTypical $98Pricier

Pricier than 17% of homes nearby

Living area1,456 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 42% of homes nearby

Lot size0.75 ac
SmallerTypical 1.26 acBigger

Bigger than 30% of homes nearby

Year built1990
OlderTypical 1965Newer

Newer than 77% of homes nearby

How 3999 Route 20 ranks against every home in each area.
MeasureThis homeMadison 13402Madison County
Estimated valuepricier than$99,24715% of homes6% of homes
Price per ft²pricier than$6817% of homes6% of homes
Living areabigger than1,456 ft²42% of homes42% of homes
Lot sizebigger than0.75 ac30% of homes50% of homes
Year builtnewer than199077% of homes78% of homes

About 3999 Route 20

How much is 3999 Route 20, Madison, NY worth?

The TopHap Estimate for 3999 Route 20, Madison, NY is $99,247 as of Jul 14, 2026. The likely range is $88,694 to $109,800. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3999 Route 20, Madison, NY?

3999 Route 20, Madison, NY has 3 bedrooms, 2 bathrooms, 1,456 square feet of living space and a 0.75-acre lot.

When was 3999 Route 20, Madison, NY built?

3999 Route 20, Madison, NY was built in 1990, making it 36 years old. It is a modular home. The building has 1 story.

What schools serve 3999 Route 20, Madison, NY?

3999 Route 20, Madison, NY is assigned to Madison Central School (elementary), rated C. All sit in Madison Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3999 Route 20, Madison, NY compare to other homes in Madison 13402?

Among the 530 homes in Madison 13402, it is worth more than 15% of them ($99,247 against a typical $161,167), its price per square foot is higher than 17% of them ($68 against a typical $98), it is bigger than 42% of them (1,456 ft² against a typical 1,568 ft²), its lot is bigger than 30% of them (0.75 ac against a typical 1.26 ac) and it is newer than 77% of them (1990 against a typical 1965). Measured against all of Madison County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3999 Route 20, Madison, NY?

The 2025 property tax bill for 3999 Route 20, Madison, NY was $2,386. The county assessed it at $50,000.

More homes on Route 20

Closest homes

More homes in Madison 13402

Assigned schools

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