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Single Family ResidenceResidential
$435,495$197 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $185,000 on Sep 16, 1996

3N982 RTE 31

SAINT CHARLES, IL 60174
3
Beds
2
Baths
2,209 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.7 ac
Lot SizeThe size of the land the home sits on, from county records.
1957
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$435K
$398K low$473K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$185,000 · Sep 16, 1996

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,312 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$132,496 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$52,339
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$80,157
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$134,415
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$397,647

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.32 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKANE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1974
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 96 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Wild Rose Elementary SchoolA+
Elementary · Grades KG–5 · 0.7 mi
M
Thompson Middle SchoolA
Middle · Grades 6–8 · 1.0 mi
H
St. Charles North High SchoolA+
High · Grades 9–12 · 1.6 mi

District: St. Charles Community Unit School District 303

Neighborhood · ZIP 60174These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.111
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.30,798
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,043 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,802
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$137,882
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3n982 Rte 31 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 94% of homes in Saint Charles 60174
  • Bigger than 70% of homes in Saint Charles 60174
  • Among the largest lots in Saint Charles 60174
  • Older than 76% of homes in Saint Charles 60174

What homes are worth in Saint Charles 60174

Each bar is how many homes fall in that price range. The marker is this home.

This home
$237K$1.1M

This home is worth more than 48% of homes in Saint Charles 60174.

How it measures up in Saint Charles 60174

The dot is this home. The mark in the middle is the typical home in Saint Charles 60174.

Estimated value$435,495
CheaperTypical $443,835Pricier

Pricier than 48% of homes nearby

Price per ft²$197
CheaperTypical $257Pricier

Pricier than 6% of homes nearby

Living area2,209 ft²
SmallerTypical 1,738 ft²Bigger

Bigger than 70% of homes nearby

Lot size1.7 ac
SmallerTypical 0.24 acBigger

Bigger than almost all homes nearby

Year built1957
OlderTypical 1977Newer

Newer than 24% of homes nearby

How 3n982 Rte 31 ranks against every home in each area.
MeasureThis homeSaint Charles 60174Kane County
Estimated valuepricier than$435,49548% of homes62% of homes
Price per ft²pricier than$1976% of homes34% of homes
Living areabigger than2,209 ft²70% of homes69% of homes
Lot sizebigger than1.7 acalmost all homes96% of homes
Year builtnewer than195724% of homes26% of homes

About 3n982 Rte 31

How much is 3n982 Rte 31, Saint Charles, IL worth?

The TopHap Estimate for 3n982 Rte 31, Saint Charles, IL is $435,495 as of Sep 24, 2026. The likely range is $398,487 to $472,503. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3n982 Rte 31, Saint Charles, IL last sell?

3n982 Rte 31, Saint Charles, IL last sold on Sep 16, 1996 for $185,000, according to the county's recorded deed.

How big is 3n982 Rte 31, Saint Charles, IL?

3n982 Rte 31, Saint Charles, IL has 3 bedrooms, 2 bathrooms and 2,209 square feet of living space.

When was 3n982 Rte 31, Saint Charles, IL built?

3n982 Rte 31, Saint Charles, IL was built in 1957, making it 69 years old. The building has 1 story.

What schools serve 3n982 Rte 31, Saint Charles, IL?

3n982 Rte 31, Saint Charles, IL is assigned to Wild Rose Elementary School (elementary), rated A+; Thompson Middle School (middle), rated A; St. Charles North High School (high), rated A+. All sit in St. Charles Community Unit School District 303. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3n982 Rte 31, Saint Charles, IL compare to other homes in Saint Charles 60174?

Among the 10,184 homes in Saint Charles 60174, it is worth more than 48% of them ($435,495 against a typical $443,835), its price per square foot is higher than 6% of them ($197 against a typical $257), it is bigger than 70% of them (2,209 ft² against a typical 1,738 ft²), its lot is bigger than almost all of them (1.7 ac against a typical 0.24 ac) and it is newer than 24% of them (1957 against a typical 1977). Measured against all of Kane County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3n982 Rte 31, Saint Charles, IL?

The 2025 property tax bill for 3n982 Rte 31, Saint Charles, IL was $8,312. The county assessed it at $132,496.

More homes on 3n982 Rte 31

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