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Single Family ResidenceResidential
$462,654$357 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 64How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

4 1ST ST

CARDWELL, MT 59721
1
Beds
2
Baths
1,296 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$463K
$296K low$629K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$817 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$291,000 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$282,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$291,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
98
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
55
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
11
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.189 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyMADISON
Lot (acres)The size of the land the home sits on, from county records.0.48
ConstructionThe main material the home's frame and walls are built from.Log
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Floor/Wall Furnace
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 130 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cardwell SchoolA+
Elementary · Grades PK–8 · 0.7 mi
H
Whitehall High SchoolC-
High · Grades 9–12 · 7.8 mi

District: Cardwell Elementary School District

Neighborhood · ZIP 59721These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.188

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.593
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,266
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,453
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.17 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4 1st St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Cardwell 59721
  • Costs less per square foot than 78% of homes in Madison County
  • Smaller than 66% of homes in Cardwell 59721
  • Has a smaller lot than 92% of homes in Cardwell 59721
  • Older than 69% of homes in Madison County

What homes are worth in Cardwell 59721

Each bar is how many homes fall in that price range. The marker is this home.

This home
$328K$1.9M

This home is worth more than 8% of homes in Cardwell 59721.

How it measures up in Cardwell 59721

The dot is this home. The mark in the middle is the typical home in Cardwell 59721.

Estimated value$462,654
CheaperTypical $752,741Pricier

Pricier than 8% of homes nearby

Price per ft²$357
CheaperTypical $483Pricier

Pricier than 23% of homes nearby

Living area1,296 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 34% of homes nearby

Lot size0.48 ac
SmallerTypical 20.02 acBigger

Bigger than 8% of homes nearby

Year built1984
OlderTypical 1995Newer

Newer than 40% of homes nearby

How 4 1st St ranks against every home in each area.
MeasureThis homeCardwell 59721Madison County
Estimated valuepricier than$462,6548% of homes18% of homes
Price per ft²pricier than$35723% of homes22% of homes
Living areabigger than1,296 ft²34% of homes36% of homes
Lot sizebigger than0.48 ac8% of homes24% of homes
Year builtnewer than198440% of homes31% of homes

About 4 1st St

How much is 4 1st St, Cardwell, MT worth?

The TopHap Estimate for 4 1st St, Cardwell, MT is $462,654 as of Sep 24, 2026. The likely range is $296,435 to $628,873. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4 1st St, Cardwell, MT last sell?

4 1st St, Cardwell, MT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 4 1st St, Cardwell, MT?

4 1st St, Cardwell, MT has 1 bedrooms, 2 bathrooms, 1,296 square feet of living space and a 0.48-acre lot.

When was 4 1st St, Cardwell, MT built?

4 1st St, Cardwell, MT was built in 1984, making it 42 years old. It is a rustic home. The building has 1 story.

What schools serve 4 1st St, Cardwell, MT?

4 1st St, Cardwell, MT is assigned to Cardwell School (elementary), rated A+; Whitehall High School (high), rated C-. All sit in Cardwell Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4 1st St, Cardwell, MT compare to other homes in Cardwell 59721?

Among the 232 homes in Cardwell 59721, it is worth more than 8% of them ($462,654 against a typical $752,741), its price per square foot is higher than 23% of them ($357 against a typical $483), it is bigger than 34% of them (1,296 ft² against a typical 1,620 ft²), its lot is bigger than 8% of them (0.48 ac against a typical 20.02 ac) and it is newer than 40% of them (1984 against a typical 1995). Measured against all of Madison County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4 1st St, Cardwell, MT?

The 2026 property tax bill for 4 1st St, Cardwell, MT was $817. The county assessed it at $291,000.

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