Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$260,669$415 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

4 COTTAGE ST

SOUTHWICK, MA 01077
2
Beds
1
Baths
628 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$261K
$229K low$292K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,302 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$212,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$53,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$158,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$212,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountyHampden
Lot (acres)The size of the land the home sits on, from county records.0.12
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Radiant

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Woodland School
Elementary · Grades PK–2 · 3.0 mi
M
Southwick Regional SchoolC-
Middle · Grades 7–12 · 3.1 mi

District: Southwick-Tolland-Granville Regional School District

Neighborhood · ZIP 01077These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.8,969
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.291 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$101,079
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,884
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4 Cottage St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Southwick 01077
  • Among the highest price per square foot in Hampden County
  • Among the smallest homes in Southwick 01077
  • Among the smallest lots in Southwick 01077
  • Older than 86% of homes in Southwick 01077

What homes are worth in Southwick 01077

Each bar is how many homes fall in that price range. The marker is this home.

This home
$236K$925K

This home is worth more than 5% of homes in Southwick 01077.

How it measures up in Southwick 01077

The dot is this home. The mark in the middle is the typical home in Southwick 01077.

Estimated value$260,669
CheaperTypical $423,812Pricier

Pricier than 5% of homes nearby

Price per ft²$415
CheaperTypical $275Pricier

Pricier than 95% of homes nearby

Living area628 ft²
SmallerTypical 1,536 ft²Bigger

Smaller than almost all homes nearby

Lot size0.11 ac
SmallerTypical 0.92 acBigger

Smaller than almost all homes nearby

Year built1940
OlderTypical 1975Newer

Newer than 14% of homes nearby

How 4 Cottage St ranks against every home in each area.
MeasureThis homeSouthwick 01077Hampden County
Estimated valuepricier than$260,6695% of homes17% of homes
Price per ft²pricier than$41595% of homesalmost all homes
Living areabigger than628 ft²almost no homesalmost no homes
Lot sizebigger than0.11 acalmost no homes4% of homes
Year builtnewer than194014% of homes30% of homes

About 4 Cottage St

How much is 4 Cottage St, Southwick, MA worth?

The TopHap Estimate for 4 Cottage St, Southwick, MA is $260,669 as of Aug 30, 2026. The likely range is $229,249 to $292,089. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4 Cottage St, Southwick, MA last sell?

4 Cottage St, Southwick, MA last sold on Mar 31, 2026, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 4 Cottage St, Southwick, MA?

4 Cottage St, Southwick, MA has 2 bedrooms, 1 bathrooms, 628 square feet of living space and a 0.12-acre lot.

When was 4 Cottage St, Southwick, MA built?

4 Cottage St, Southwick, MA was built in 1940, making it 86 years old. It is a bungalow home. The building has 1 story.

What schools serve 4 Cottage St, Southwick, MA?

4 Cottage St, Southwick, MA is assigned to Woodland School (elementary); Southwick Regional School (middle), rated C-. All sit in Southwick-Tolland-Granville Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4 Cottage St, Southwick, MA compare to other homes in Southwick 01077?

Among the 3,682 homes in Southwick 01077, it is worth more than 5% of them ($260,669 against a typical $423,812), its price per square foot is higher than 95% of them ($415 against a typical $275), it is bigger than almost none of them (628 ft² against a typical 1,536 ft²), its lot is bigger than almost none of them (0.11 ac against a typical 0.92 ac) and it is newer than 14% of them (1940 against a typical 1975). Measured against all of Hampden County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4 Cottage St, Southwick, MA?

The 2025 property tax bill for 4 Cottage St, Southwick, MA was $3,302. The county assessed it at $212,100.

More homes on Cottage St

Closest homes

More homes in Southwick 01077

Assigned schools

Explore the area

See this home in context

Open 4 Cottage St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map