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Single Family ResidenceResidential
$538,579$244 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4 CROSS ST

NETCONG, NJ 07857
0
Baths
2,204 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.

Valuation

$539K
$506K low$571K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$411,279
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$329,023
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.22%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$127,300
GREENLIGHT LOANS · R · recorded Dec 31, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,507 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$307,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$116,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$191,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$307,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$307,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORRIS
Lot (acres)The size of the land the home sits on, from county records.0.21
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Netcong Elementary SchoolC
Elementary · Grades PK–8 · 0.5 mi
H
Lenape Valley Regional High SchoolC
High · Grades 9–12 · 1.9 mi

District: Netcong Borough School District

Neighborhood · ZIP 07857These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.97

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.3,509
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,755 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,757
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$140,155
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4 Cross St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Netcong 07857
  • Costs less per square foot than 96% of homes in Morris County
  • Bigger than 90% of homes in Netcong 07857
  • Has a smaller lot than 68% of homes in Morris County
  • Newer than 87% of homes in Netcong 07857

What homes are worth in Netcong 07857

Each bar is how many homes fall in that price range. The marker is this home.

This home
$302K$659K

This home is worth more than 86% of homes in Netcong 07857.

How it measures up in Netcong 07857

The dot is this home. The mark in the middle is the typical home in Netcong 07857.

Estimated value$538,579
CheaperTypical $467,425Pricier

Pricier than 86% of homes nearby

Price per ft²$244
CheaperTypical $308Pricier

Pricier than 9% of homes nearby

Living area2,204 ft²
SmallerTypical 1,480 ft²Bigger

Bigger than 90% of homes nearby

Lot size0.21 ac
SmallerTypical 0.17 acBigger

Bigger than 66% of homes nearby

Year built1973
OlderTypical 1945Newer

Newer than 87% of homes nearby

How 4 Cross St ranks against every home in each area.
MeasureThis homeNetcong 07857Morris County
Estimated valuepricier than$538,57986% of homes23% of homes
Price per ft²pricier than$2449% of homes4% of homes
Living areabigger than2,204 ft²90% of homes60% of homes
Lot sizebigger than0.21 ac66% of homes32% of homes
Year builtnewer than197387% of homes58% of homes

About 4 Cross St

How much is 4 Cross St, Netcong, NJ worth?

The TopHap Estimate for 4 Cross St, Netcong, NJ is $538,579 as of Jul 14, 2026. The likely range is $506,386 to $570,772. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4 Cross St, Netcong, NJ last sell?

4 Cross St, Netcong, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 4 Cross St, Netcong, NJ?

4 Cross St, Netcong, NJ has 2,204 square feet of living space and a 0.21-acre lot.

When was 4 Cross St, Netcong, NJ built?

4 Cross St, Netcong, NJ was built in 1973, making it 53 years old.

What schools serve 4 Cross St, Netcong, NJ?

4 Cross St, Netcong, NJ is assigned to Netcong Elementary School (elementary), rated C; Lenape Valley Regional High School (high), rated C. All sit in Netcong Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4 Cross St, Netcong, NJ compare to other homes in Netcong 07857?

Among the 837 homes in Netcong 07857, it is worth more than 86% of them ($538,579 against a typical $467,425), its price per square foot is higher than 9% of them ($244 against a typical $308), it is bigger than 90% of them (2,204 ft² against a typical 1,480 ft²), its lot is bigger than 66% of them (0.21 ac against a typical 0.17 ac) and it is newer than 87% of them (1973 against a typical 1945). Measured against all of Morris County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4 Cross St, Netcong, NJ?

The 2024 property tax bill for 4 Cross St, Netcong, NJ was $10,507. The county assessed it at $307,500.

Closest homes

More homes in Netcong 07857

Assigned schools

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