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Single Family ResidenceResidential
$172,841$200 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

4 HAM ST

PHILMONT, NY 12565
3
Beds
1
Baths
864 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$173K
$155K low$191K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,370 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$110,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$87,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$110,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$166,667

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
50
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountyColumbia
Lot (acres)The size of the land the home sits on, from county records.0.13
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 190 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Taconic Hills Elementary SchoolC+
Elementary · Grades PK–6 · 6.2 mi
M
Taconic Hillsjunior/Senior High SchoolC
Middle · Grades 7–12 · 6.2 mi

District: Taconic Hills Central School District

Neighborhood · ZIP 12565These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.168
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.695
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.733 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,662
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,153
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4 Ham St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Columbia County
  • Costs less per square foot than 85% of homes in Columbia County
  • Smaller than 94% of homes in Columbia County
  • Has a smaller lot than 94% of homes in Columbia County
  • Newer than 72% of homes in Philmont 12565

What homes are worth in Philmont 12565

Each bar is how many homes fall in that price range. The marker is this home.

This home
$102K$670K

This home is worth more than 14% of homes in Philmont 12565.

How it measures up in Philmont 12565

The dot is this home. The mark in the middle is the typical home in Philmont 12565.

Estimated value$172,841
CheaperTypical $256,740Pricier

Pricier than 14% of homes nearby

Price per ft²$200
CheaperTypical $179Pricier

Pricier than 68% of homes nearby

Living area864 ft²
SmallerTypical 1,708 ft²Bigger

Bigger than 7% of homes nearby

Lot size0.13 ac
SmallerTypical 0.3 acBigger

Bigger than 12% of homes nearby

Year built1930
OlderTypical 1910Newer

Newer than 72% of homes nearby

How 4 Ham St ranks against every home in each area.
MeasureThis homePhilmont 12565Columbia County
Estimated valuepricier than$172,84114% of homesalmost no homes
Price per ft²pricier than$20068% of homes15% of homes
Living areabigger than864 ft²7% of homes6% of homes
Lot sizebigger than0.13 ac12% of homes6% of homes
Year builtnewer than193072% of homes29% of homes

About 4 Ham St

How much is 4 Ham St, Philmont, NY worth?

The TopHap Estimate for 4 Ham St, Philmont, NY is $172,841 as of Sep 24, 2026. The likely range is $155,014 to $190,668. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4 Ham St, Philmont, NY last sell?

4 Ham St, Philmont, NY last sold on Aug 11, 2025, according to the county's recorded deed.

How big is 4 Ham St, Philmont, NY?

4 Ham St, Philmont, NY has 3 bedrooms, 1 bathrooms, 864 square feet of living space and a 0.13-acre lot.

When was 4 Ham St, Philmont, NY built?

4 Ham St, Philmont, NY was built in 1930, making it 96 years old. It is a bungalow home. The building has 1 story.

What schools serve 4 Ham St, Philmont, NY?

4 Ham St, Philmont, NY is assigned to Taconic Hills Elementary School (elementary), rated C+; Taconic Hillsjunior/Senior High School (middle), rated C. All sit in Taconic Hills Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4 Ham St, Philmont, NY compare to other homes in Philmont 12565?

Among the 372 homes in Philmont 12565, it is worth more than 14% of them ($172,841 against a typical $256,740), its price per square foot is higher than 68% of them ($200 against a typical $179), it is bigger than 7% of them (864 ft² against a typical 1,708 ft²), its lot is bigger than 12% of them (0.13 ac against a typical 0.3 ac) and it is newer than 72% of them (1930 against a typical 1910). Measured against all of Columbia County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4 Ham St, Philmont, NY?

The 2025 property tax bill for 4 Ham St, Philmont, NY was $2,370. The county assessed it at $110,000.

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Assigned schools

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