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Single Family ResidenceResidential
$1,136,113$401 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $679,900 on Mar 23, 2006

4 PROSPECT ST

HIGHLANDS, NJ 07732
4
Beds
1.5
Baths
2,831 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$1.1M low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$679,900 · Mar 23, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$15,262 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$992,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$470,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$522,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$892,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$992,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.14
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyMONMOUTH
Lot (acres)The size of the land the home sits on, from county records.0.25
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 1,068 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 07732These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.170
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.4,994
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.811 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$94,503
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$131,902
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Highlands 07732
  • Bigger than 96% of homes in Highlands 07732
  • Has a bigger lot than 78% of homes in Highlands 07732
  • Newer than 87% of homes in Highlands 07732

What homes are worth in Highlands 07732

Each bar is how many homes fall in that price range. The marker is this home.

This home
$262K$1.4M

This home is worth more than 95% of homes in Highlands 07732.

How it measures up in Highlands 07732

The dot is this home. The mark in the middle is the typical home in Highlands 07732.

Estimated value$1,136,113
CheaperTypical $522,881Pricier

Pricier than 95% of homes nearby

Price per ft²$401
CheaperTypical $414Pricier

Pricier than 44% of homes nearby

Living area2,831 ft²
SmallerTypical 1,260 ft²Bigger

Bigger than 96% of homes nearby

Lot size0.25 ac
SmallerTypical 3,311 ft²Bigger

Bigger than 78% of homes nearby

Year built2001
OlderTypical 1975Newer

Newer than 87% of homes nearby

How 4 Prospect St ranks against every home in each area.
MeasureThis homeHighlands 07732Monmouth County
Estimated valuepricier than$1,136,11395% of homes79% of homes
Price per ft²pricier than$40144% of homes56% of homes
Living areabigger than2,831 ft²96% of homes81% of homes
Lot sizebigger than0.25 ac78% of homes53% of homes
Year builtnewer than200187% of homes86% of homes

About 4 Prospect St

How much is 4 Prospect St, Highlands, NJ worth?

The TopHap Estimate for 4 Prospect St, Highlands, NJ is $1,136,113 as of Aug 30, 2026. The likely range is $1,061,332 to $1,210,894. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4 Prospect St, Highlands, NJ last sell?

4 Prospect St, Highlands, NJ last sold on Mar 23, 2006 for $679,900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 4 Prospect St, Highlands, NJ?

4 Prospect St, Highlands, NJ has 4 bedrooms, 1.5 bathrooms, 2,831 square feet of living space and a 0.25-acre lot.

When was 4 Prospect St, Highlands, NJ built?

4 Prospect St, Highlands, NJ was built in 2001, making it 25 years old. It is a colonial home. The building has 2 stories.

How does 4 Prospect St, Highlands, NJ compare to other homes in Highlands 07732?

Among the 2,354 homes in Highlands 07732, it is worth more than 95% of them ($1,136,113 against a typical $522,881), its price per square foot is higher than 44% of them ($401 against a typical $414), it is bigger than 96% of them (2,831 ft² against a typical 1,260 ft²), its lot is bigger than 78% of them (0.25 ac against a typical 3,311 ft²) and it is newer than 87% of them (2001 against a typical 1975). Measured against all of Monmouth County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4 Prospect St, Highlands, NJ?

The 2025 property tax bill for 4 Prospect St, Highlands, NJ was $15,262. The county assessed it at $992,200.

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