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Single Family ResidenceResidential
$327,940$185 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

4 PROSPECT TER

ALBANY, NY 12208
3
Beds
3 / 1
Baths
1,776 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1963
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$328K
$304K low$352K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$334,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$66,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$267,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$170,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$334,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyAlbany
Lot (acres)The size of the land the home sits on, from county records.0.17
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 224 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
New Scotland Elementary SchoolB-
Elementary · Grades PK–5 · 0.4 mi
M
William S. Hackett Middle SchoolC-
Middle · Grades 6–8 · 1.2 mi
H
Albany High SchoolC-
High · Grades 9–12 · 1.4 mi

District: Albany City School District

Neighborhood · ZIP 12208These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.23,023
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,351 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,934
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,121
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4 Prospect Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Helderberg
  • Costs less per square foot than 79% of homes in Albany County
  • Bigger than 65% of homes in Helderberg
  • Has a bigger lot than 84% of homes in Helderberg
  • Newer than 96% of homes in Helderberg

What homes are worth in Albany 12208

Each bar is how many homes fall in that price range. The marker is this home.

This home
$199K$574K

This home is worth more than 57% of homes in Albany 12208.

How it measures up in Albany 12208

The dot is this home. The mark in the middle is the typical home in Albany 12208.

Estimated value$327,940
CheaperTypical $315,922Pricier

Pricier than 57% of homes nearby

Price per ft²$185
CheaperTypical $203Pricier

Pricier than 32% of homes nearby

Living area1,776 ft²
SmallerTypical 1,764 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.17 ac
SmallerTypical 0.13 acBigger

Bigger than 71% of homes nearby

Year built1963
OlderTypical 1936Newer

Newer than 80% of homes nearby

How 4 Prospect Ter ranks against every home in each area.
MeasureThis homeHelderbergAlbany 12208Albany County
Estimated valuepricier than$327,94081% of homes57% of homes41% of homes
Price per ft²pricier than$18534% of homes32% of homes21% of homes
Living areabigger than1,776 ft²65% of homes51% of homes51% of homes
Lot sizebigger than0.17 ac84% of homes71% of homes35% of homes
Year builtnewer than196396% of homes80% of homes56% of homes

About 4 Prospect Ter

How much is 4 Prospect Ter, Albany, NY worth?

The TopHap Estimate for 4 Prospect Ter, Albany, NY is $327,940 as of Aug 30, 2026. The likely range is $304,337 to $351,543. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4 Prospect Ter, Albany, NY last sell?

4 Prospect Ter, Albany, NY last sold on Jan 26, 2009, according to the county's recorded deed.

How big is 4 Prospect Ter, Albany, NY?

4 Prospect Ter, Albany, NY has 3 bedrooms, 3 bathrooms, 1,776 square feet of living space and a 0.17-acre lot.

When was 4 Prospect Ter, Albany, NY built?

4 Prospect Ter, Albany, NY was built in 1963, making it 63 years old. It is a ranch home. The building has 1 story.

What schools serve 4 Prospect Ter, Albany, NY?

4 Prospect Ter, Albany, NY is assigned to New Scotland Elementary School (elementary), rated B-; William S. Hackett Middle School (middle), rated C-; Albany High School (high), rated C-. All sit in Albany City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4 Prospect Ter, Albany, NY compare to other homes in Albany 12208?

Among the 5,894 homes in Albany 12208, it is worth more than 57% of them ($327,940 against a typical $315,922), its price per square foot is higher than 32% of them ($185 against a typical $203), it is bigger than 51% of them (1,776 ft² against a typical 1,764 ft²), its lot is bigger than 71% of them (0.17 ac against a typical 0.13 ac) and it is newer than 80% of them (1963 against a typical 1936). Measured against all of Albany County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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