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Single Family ResidenceResidential
$62,956$31 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $50,000 on Feb 13, 2024

4 RIVER ST

BAINBRIDGE, NY 13733
4
Beds
2
Baths
2,012 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1875
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$63K
$56K low$70K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$50,000 · Feb 13, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$22,956
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$18,365
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.63%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000
SIDNEY FCU · recorded Jan 20, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,341 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$69,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$53,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$69,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$101,471

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.34 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyChenango
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1960
Lot (acres)The size of the land the home sits on, from county records.0.30
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 132 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Bainbridge-Guilford High SchoolB+
Middle · Grades 7–12 · 0.4 mi
E
Guilford Elementary School
Elementary · Grades PK–1 · 7.9 mi

District: Bainbridge-Guilford Central School District

Neighborhood · ZIP 13733These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.151
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,671
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.50 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,007
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,062
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Bainbridge 13733
  • Among the lowest price per square foot in Bainbridge 13733
  • Bigger than 79% of homes in Bainbridge 13733
  • Has a smaller lot than 88% of homes in Bainbridge 13733
  • Older than 84% of homes in Bainbridge 13733

What homes are worth in Bainbridge 13733

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$403K

This home is worth more than 2% of homes in Bainbridge 13733.

How it measures up in Bainbridge 13733

The dot is this home. The mark in the middle is the typical home in Bainbridge 13733.

Estimated value$62,956
CheaperTypical $160,816Pricier

Pricier than 2% of homes nearby

Price per ft²$31
CheaperTypical $110Pricier

Cheaper than almost all homes nearby

Living area2,012 ft²
SmallerTypical 1,474 ft²Bigger

Bigger than 79% of homes nearby

Lot size0.3 ac
SmallerTypical 2 acBigger

Bigger than 12% of homes nearby

Year built1875
OlderTypical 1965Newer

Newer than 16% of homes nearby

How 4 River St ranks against every home in each area.
MeasureThis homeBainbridge 13733Chenango County
Estimated valuepricier than$62,9562% of homes4% of homes
Price per ft²pricier than$31almost no homesalmost no homes
Living areabigger than2,012 ft²79% of homes77% of homes
Lot sizebigger than0.3 ac12% of homes17% of homes
Year builtnewer than187516% of homes16% of homes

About 4 River St

How much is 4 River St, Bainbridge, NY worth?

The TopHap Estimate for 4 River St, Bainbridge, NY is $62,956 as of Jul 14, 2026. The likely range is $55,681 to $70,231. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4 River St, Bainbridge, NY last sell?

4 River St, Bainbridge, NY last sold on Feb 13, 2024 for $50,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 4 River St, Bainbridge, NY?

4 River St, Bainbridge, NY has 4 bedrooms, 2 bathrooms, 2,012 square feet of living space and a 0.30-acre lot.

When was 4 River St, Bainbridge, NY built?

4 River St, Bainbridge, NY was built in 1875, making it 151 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 4 River St, Bainbridge, NY?

4 River St, Bainbridge, NY is assigned to Bainbridge-Guilford High School (middle), rated B+; Guilford Elementary School (elementary). All sit in Bainbridge-Guilford Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4 River St, Bainbridge, NY compare to other homes in Bainbridge 13733?

Among the 2,178 homes in Bainbridge 13733, it is worth more than 2% of them ($62,956 against a typical $160,816), its price per square foot is higher than almost none of them ($31 against a typical $110), it is bigger than 79% of them (2,012 ft² against a typical 1,474 ft²), its lot is bigger than 12% of them (0.3 ac against a typical 2 ac) and it is newer than 16% of them (1875 against a typical 1965). Measured against all of Chenango County, it is worth more than 4% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4 River St, Bainbridge, NY?

The 2025 property tax bill for 4 River St, Bainbridge, NY was $3,341. The county assessed it at $69,000.

Closest homes

More homes in Bainbridge 13733

Assigned schools

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