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Single Family ResidentialResidential
$295,528$148 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4 ROSA AVE SW

LOS LUNAS, NM 87031
3
Beds
2
Baths
1,997 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$296K
$273K low$318K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$171,948
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$137,558
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$123,580
WELLS FARGO BANK NA · recorded Jun 11, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,306 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$59,318 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,073
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$52,245
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$57,590
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$177,954

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
74
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
3
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyValencia
Lot (acres)The size of the land the home sits on, from county records.0.14
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Desert View Elementary SchoolC-
Elementary · Grades PK–6 · 0.2 mi
M
Valencia Middle SchoolC+
Middle · Grades 7–8 · 0.7 mi
H
Valencia High SchoolC-
High · Grades 9–12 · 1.2 mi

District: Los Lunas Public Schools

Neighborhood · ZIP 87031These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.131

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.49,110
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.86 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,120
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,387
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.11 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4 Rosa Ave Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Rio del Oro
  • Costs less per square foot than 78% of homes in Rio del Oro
  • Bigger than 81% of homes in Rio del Oro
  • Has a smaller lot than 83% of homes in Rio del Oro
  • Newer than 68% of homes in Valencia County

What homes are worth in Los Lunas 87031

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$681K

This home is worth more than 52% of homes in Los Lunas 87031.

How it measures up in Los Lunas 87031

The dot is this home. The mark in the middle is the typical home in Los Lunas 87031.

Estimated value$295,528
CheaperTypical $290,302Pricier

Pricier than 52% of homes nearby

Price per ft²$148
CheaperTypical $163Pricier

Pricier than 39% of homes nearby

Living area1,997 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 64% of homes nearby

Lot size0.14 ac
SmallerTypical 0.28 acBigger

Bigger than 27% of homes nearby

Year built1997
OlderTypical 1996Newer

Newer than 62% of homes nearby

How 4 Rosa Ave Sw ranks against every home in each area.
MeasureThis homeRio del OroLos Lunas 87031Valencia County
Estimated valuepricier than$295,52880% of homes52% of homes56% of homes
Price per ft²pricier than$14822% of homes39% of homes48% of homes
Living areabigger than1,997 ft²81% of homes64% of homes62% of homes
Lot sizebigger than0.14 ac17% of homes27% of homes28% of homes
Year builtnewer than199766% of homes62% of homes68% of homes

About 4 Rosa Ave Sw

How much is 4 Rosa Ave Sw, Los Lunas, NM worth?

The TopHap Estimate for 4 Rosa Ave Sw, Los Lunas, NM is $295,528 as of Jul 14, 2026. The likely range is $273,197 to $317,859. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4 Rosa Ave Sw, Los Lunas, NM last sell?

4 Rosa Ave Sw, Los Lunas, NM last sold on Jun 11, 2013, according to the county's recorded deed.

How big is 4 Rosa Ave Sw, Los Lunas, NM?

4 Rosa Ave Sw, Los Lunas, NM has 3 bedrooms, 2 bathrooms, 1,997 square feet of living space and a 0.14-acre lot.

When was 4 Rosa Ave Sw, Los Lunas, NM built?

4 Rosa Ave Sw, Los Lunas, NM was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 4 Rosa Ave Sw, Los Lunas, NM?

4 Rosa Ave Sw, Los Lunas, NM is assigned to Desert View Elementary School (elementary), rated C-; Valencia Middle School (middle), rated C+; Valencia High School (high), rated C-. All sit in Los Lunas Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4 Rosa Ave Sw, Los Lunas, NM compare to other homes in Los Lunas 87031?

Among the 19,384 homes in Los Lunas 87031, it is worth more than 52% of them ($295,528 against a typical $290,302), its price per square foot is higher than 39% of them ($148 against a typical $163), it is bigger than 64% of them (1,997 ft² against a typical 1,680 ft²), its lot is bigger than 27% of them (0.14 ac against a typical 0.28 ac) and it is newer than 62% of them (1997 against a typical 1996). Measured against all of Valencia County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4 Rosa Ave Sw, Los Lunas, NM?

The 2023 property tax bill for 4 Rosa Ave Sw, Los Lunas, NM was $1,306. The county assessed it at $59,318.

Closest homes

More homes in Los Lunas 87031

Assigned schools

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