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Single Family ResidenceResidential
$481,198$236 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $345,000 on Nov 1, 2017

4 SPECTACLE DR

VALPARAISO, IN 46383
3
Beds
4 / 1
Baths
2,036 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.29 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
12
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
7
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$481K
$456K low$506K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$345,000 · Nov 1, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$124,698
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$99,758
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.73%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$298,500
NEIGHBORHOOD LOANS · recorded Feb 12, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$38,000
CRAIG ARNOLD
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,400 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$445,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$79,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$365,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$445,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$445,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPorter
Lot (acres)The size of the land the home sits on, from county records.1.29
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.Above-Ground Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 200 ft²Shed · 132 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cooks Corners Elementary SchoolA-
Elementary · Grades KG–5 · 0.8 mi
H
Valparaiso High SchoolA+
High · Grades 9–12 · 1.3 mi
M
Thomas Jefferson Middle SchoolA-
Middle · Grades 6–8 · 2.1 mi

District: Valparaiso Community Schools

Neighborhood · ZIP 46383These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.40,535
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.462 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,965
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,528
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4 Spectacle Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Porter County
  • Costs more per square foot than 84% of homes in Valparaiso 46383
  • Has a bigger lot than 84% of homes in Valparaiso 46383
  • Newer than 81% of homes in Valparaiso 46383

What homes are worth in Valparaiso 46383

Each bar is how many homes fall in that price range. The marker is this home.

This home
$158K$825K

This home is worth more than 80% of homes in Valparaiso 46383.

How it measures up in Valparaiso 46383

The dot is this home. The mark in the middle is the typical home in Valparaiso 46383.

Estimated value$481,198
CheaperTypical $339,079Pricier

Pricier than 80% of homes nearby

Price per ft²$236
CheaperTypical $193Pricier

Pricier than 84% of homes nearby

Living area2,036 ft²
SmallerTypical 1,888 ft²Bigger

Bigger than 58% of homes nearby

Lot size1.29 ac
SmallerTypical 0.31 acBigger

Bigger than 84% of homes nearby

Year built2002
OlderTypical 1979Newer

Newer than 81% of homes nearby

How 4 Spectacle Dr ranks against every home in each area.
MeasureThis homeValparaiso 46383Porter County
Estimated valuepricier than$481,19880% of homes82% of homes
Price per ft²pricier than$23684% of homes84% of homes
Living areabigger than2,036 ft²58% of homes61% of homes
Lot sizebigger than1.29 ac84% of homes84% of homes
Year builtnewer than200281% of homes78% of homes

About 4 Spectacle Dr

How much is 4 Spectacle Dr, Valparaiso, IN worth?

The TopHap Estimate for 4 Spectacle Dr, Valparaiso, IN is $481,198 as of Jul 14, 2026. The likely range is $456,000 to $506,396. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4 Spectacle Dr, Valparaiso, IN last sell?

4 Spectacle Dr, Valparaiso, IN last sold on Nov 1, 2017 for $345,000, according to the county's recorded deed.

How big is 4 Spectacle Dr, Valparaiso, IN?

4 Spectacle Dr, Valparaiso, IN has 3 bedrooms, 4 bathrooms, 2,036 square feet of living space and a 1.29-acre lot.

When was 4 Spectacle Dr, Valparaiso, IN built?

4 Spectacle Dr, Valparaiso, IN was built in 2002, making it 24 years old. The building has 2 stories.

What schools serve 4 Spectacle Dr, Valparaiso, IN?

4 Spectacle Dr, Valparaiso, IN is assigned to Cooks Corners Elementary School (elementary), rated A-; Valparaiso High School (high), rated A+; Thomas Jefferson Middle School (middle), rated A-. All sit in Valparaiso Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4 Spectacle Dr, Valparaiso, IN compare to other homes in Valparaiso 46383?

Among the 13,100 homes in Valparaiso 46383, it is worth more than 80% of them ($481,198 against a typical $339,079), its price per square foot is higher than 84% of them ($236 against a typical $193), it is bigger than 58% of them (2,036 ft² against a typical 1,888 ft²), its lot is bigger than 84% of them (1.29 ac against a typical 0.31 ac) and it is newer than 81% of them (2002 against a typical 1979). Measured against all of Porter County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4 Spectacle Dr, Valparaiso, IN?

The 2025 property tax bill for 4 Spectacle Dr, Valparaiso, IN was $3,400. The county assessed it at $445,300.

Closest homes

More homes in Valparaiso 46383

Assigned schools

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