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Single Family ResidenceResidential
$227,440$250 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $114,000 on Jan 21, 2021

4 SPENCE ST

CHICOPEE, MA 01020
3
Beds
1
Baths
911 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1948
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$227K
$190K low$264K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$114,000 · Jan 21, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,616 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$238,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$97,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$140,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$232,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.8
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
36
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyHampden
Lot (acres)The size of the land the home sits on, from county records.0.22
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Chicopee High SchoolD
High · Grades 9–12 · 0.8 mi
E
Belcher
Elementary · Grades PK–2 · 1.3 mi
M
Bellamy Middle SchoolD+
Middle · Grades 6–8 · 3.1 mi

District: Chicopee School District

Neighborhood · ZIP 01020These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.29,769
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,288 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,377
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,218
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4 Spence St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Chicopee 01020
  • Smaller than 93% of homes in Hampden County
  • Has a smaller lot than 66% of homes in Hampden County
  • Older than 70% of homes in Chicopee 01020

What homes are worth in Chicopee 01020

Each bar is how many homes fall in that price range. The marker is this home.

This home
$193K$529K

This home is worth more than 5% of homes in Chicopee 01020.

How it measures up in Chicopee 01020

The dot is this home. The mark in the middle is the typical home in Chicopee 01020.

Estimated value$227,440
CheaperTypical $311,076Pricier

Pricier than 5% of homes nearby

Price per ft²$250
CheaperTypical $258Pricier

Pricier than 45% of homes nearby

Living area911 ft²
SmallerTypical 1,269 ft²Bigger

Bigger than 8% of homes nearby

Lot size0.22 ac
SmallerTypical 0.23 acBigger

Bigger than 39% of homes nearby

Year built1948
OlderTypical 1955Newer

Newer than 30% of homes nearby

How 4 Spence St ranks against every home in each area.
MeasureThis homeChicopee 01020Hampden County
Estimated valuepricier than$227,4405% of homes8% of homes
Price per ft²pricier than$25045% of homes56% of homes
Living areabigger than911 ft²8% of homes7% of homes
Lot sizebigger than0.22 ac39% of homes34% of homes
Year builtnewer than194830% of homes35% of homes

About 4 Spence St

How much is 4 Spence St, Chicopee, MA worth?

The TopHap Estimate for 4 Spence St, Chicopee, MA is $227,440 as of Aug 30, 2026. The likely range is $190,494 to $264,386. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4 Spence St, Chicopee, MA last sell?

4 Spence St, Chicopee, MA last sold on Jan 21, 2021 for $114,000, according to the county's recorded deed.

How big is 4 Spence St, Chicopee, MA?

4 Spence St, Chicopee, MA has 3 bedrooms, 1 bathrooms, 911 square feet of living space and a 0.22-acre lot.

When was 4 Spence St, Chicopee, MA built?

4 Spence St, Chicopee, MA was built in 1948, making it 78 years old. It is a cape cod home. The building has 1 story.

What schools serve 4 Spence St, Chicopee, MA?

4 Spence St, Chicopee, MA is assigned to Chicopee High School (high), rated D; Belcher (elementary); Bellamy Middle School (middle), rated D+. All sit in Chicopee School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4 Spence St, Chicopee, MA compare to other homes in Chicopee 01020?

Among the 8,937 homes in Chicopee 01020, it is worth more than 5% of them ($227,440 against a typical $311,076), its price per square foot is higher than 45% of them ($250 against a typical $258), it is bigger than 8% of them (911 ft² against a typical 1,269 ft²), its lot is bigger than 39% of them (0.22 ac against a typical 0.23 ac) and it is newer than 30% of them (1948 against a typical 1955). Measured against all of Hampden County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4 Spence St, Chicopee, MA?

The 2025 property tax bill for 4 Spence St, Chicopee, MA was $3,616. The county assessed it at $238,500.

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