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Single Family ResidenceResidential
$353,627$175 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4 SPINNAKER CT

RIDGELEY, WV 26753
3
Beds
3 / 1
Baths
2,016 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.87 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$354K
$322K low$385K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$128,627
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$102,902
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.61%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
STATE EMPLOYEES CREDIT UNION OF MD INC · recorded Jun 19, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,000
SUSQUEHANNA BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,715 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$163,620 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$26,520
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$137,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$158,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$272,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.34 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyMineral
Lot (acres)The size of the land the home sits on, from county records.0.87
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 640 ft²Porch · 224 ft²

Neighborhood · ZIP 26753These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.5,998
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.149 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,674
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,087
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.40%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4 Spinnaker Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Mineral County
  • Costs more per square foot than 85% of homes in Mineral County
  • Bigger than 76% of homes in Ridgeley 26753
  • Newer than 84% of homes in Ridgeley 26753

What homes are worth in Ridgeley 26753

Each bar is how many homes fall in that price range. The marker is this home.

This home
$69K$665K

This home is worth more than 84% of homes in Ridgeley 26753.

How it measures up in Ridgeley 26753

The dot is this home. The mark in the middle is the typical home in Ridgeley 26753.

Estimated value$353,627
CheaperTypical $199,035Pricier

Pricier than 84% of homes nearby

Price per ft²$175
CheaperTypical $135Pricier

Pricier than 82% of homes nearby

Living area2,016 ft²
SmallerTypical 1,484 ft²Bigger

Bigger than 76% of homes nearby

Lot size0.87 ac
SmallerTypical 0.53 acBigger

Bigger than 63% of homes nearby

Year built1998
OlderTypical 1971Newer

Newer than 84% of homes nearby

How 4 Spinnaker Ct ranks against every home in each area.
MeasureThis homeRidgeley 26753Mineral County
Estimated valuepricier than$353,62784% of homes89% of homes
Price per ft²pricier than$17582% of homes85% of homes
Living areabigger than2,016 ft²76% of homes76% of homes
Lot sizebigger than0.87 ac63% of homes54% of homes
Year builtnewer than199884% of homes83% of homes

About 4 Spinnaker Ct

How much is 4 Spinnaker Ct, Ridgeley, WV worth?

The TopHap Estimate for 4 Spinnaker Ct, Ridgeley, WV is $353,627 as of Jul 14, 2026. The likely range is $321,828 to $385,426. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 4 Spinnaker Ct, Ridgeley, WV?

4 Spinnaker Ct, Ridgeley, WV has 3 bedrooms, 3 bathrooms, 2,016 square feet of living space and a 0.87-acre lot.

When was 4 Spinnaker Ct, Ridgeley, WV built?

4 Spinnaker Ct, Ridgeley, WV was built in 1998, making it 28 years old. It is a colonial home. The building has 2 stories.

How does 4 Spinnaker Ct, Ridgeley, WV compare to other homes in Ridgeley 26753?

Among the 2,731 homes in Ridgeley 26753, it is worth more than 84% of them ($353,627 against a typical $199,035), its price per square foot is higher than 82% of them ($175 against a typical $135), it is bigger than 76% of them (2,016 ft² against a typical 1,484 ft²), its lot is bigger than 63% of them (0.87 ac against a typical 0.53 ac) and it is newer than 84% of them (1998 against a typical 1971). Measured against all of Mineral County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4 Spinnaker Ct, Ridgeley, WV?

The 2025 property tax bill for 4 Spinnaker Ct, Ridgeley, WV was $1,715. The county assessed it at $163,620.

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