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Single Family ResidenceResidential
$866,825
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $450,000 on Feb 28, 2001

4 TERRACE PL

COLD SPRING HARBOR, NY 11724
0
Baths
3,920 ft²
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$867K
$775K low$959K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$450,000 · Feb 28, 2001

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,881 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$3,075 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$150
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$2,925
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$683,333

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
38
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
1
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.36 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.61%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySUFFOLK
Lot (acres)The size of the land the home sits on, from county records.0.09
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Cold Spring Harbor High SchoolA
Middle · Grades 7–12 · 0.3 mi
E
Goosehill Primary Center
Elementary · Grades KG–1 · 1.1 mi

District: Cold Spring Harbor Central School District

Neighborhood · ZIP 11724These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.54
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.95

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.3,667
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.714 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$202,743
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$253,297
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4 Terrace Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Cold Spring Harbor 11724
  • Among the smallest lots in Cold Spring Harbor 11724

What homes are worth in Cold Spring Harbor 11724

Each bar is how many homes fall in that price range. The marker is this home.

This home
$847K$5.1M

This home is worth more than 2% of homes in Cold Spring Harbor 11724.

How it measures up in Cold Spring Harbor 11724

The dot is this home. The mark in the middle is the typical home in Cold Spring Harbor 11724.

Estimated value$866,825
CheaperTypical $1,836,095Pricier

Pricier than 2% of homes nearby

Lot size3,920 ft²
SmallerTypical 1.19 acBigger

Smaller than almost all homes nearby

How 4 Terrace Pl ranks against every home in each area.
MeasureThis homeCold Spring HarborCold Spring Harbor 11724Suffolk County
Estimated valuepricier than$866,82520% of homes2% of homes72% of homes
Lot sizebigger than3,920 ft²almost no homesalmost no homes6% of homes

About 4 Terrace Pl

How much is 4 Terrace Pl, Cold Spring Harbor, NY worth?

The TopHap Estimate for 4 Terrace Pl, Cold Spring Harbor, NY is $866,825 as of Aug 30, 2026. The likely range is $774,731 to $958,919. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4 Terrace Pl, Cold Spring Harbor, NY last sell?

4 Terrace Pl, Cold Spring Harbor, NY last sold on Feb 28, 2001 for $450,000, according to the county's recorded deed.

What schools serve 4 Terrace Pl, Cold Spring Harbor, NY?

4 Terrace Pl, Cold Spring Harbor, NY is assigned to Cold Spring Harbor High School (middle), rated A; Goosehill Primary Center (elementary). All sit in Cold Spring Harbor Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4 Terrace Pl, Cold Spring Harbor, NY compare to other homes in Cold Spring Harbor 11724?

Among the 1,035 homes in Cold Spring Harbor 11724, it is worth more than 2% of them ($866,825 against a typical $1,836,095) and its lot is bigger than almost none of them (3,920 ft² against a typical 1.19 ac). Measured against all of Suffolk County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4 Terrace Pl, Cold Spring Harbor, NY?

The 2024 property tax bill for 4 Terrace Pl, Cold Spring Harbor, NY was $11,881. The county assessed it at $3,075.

More homes on Terrace Pl

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Assigned schools

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