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Single Family ResidenceResidential
$410,131$432 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4 VALLEY ST

CONCORD, NH 03301
2
Beds
1
Baths
949 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$410K
$343K low$477K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$235,131
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$188,105
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$175,000
COUNTRYWIDE BANK · recorded Oct 24, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,959 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$204,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$110,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$94,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$243,770

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMERRIMACK
Lot (acres)The size of the land the home sits on, from county records.0.14
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Christa McAuliffe SchoolA-
Elementary · Grades KG–5 · 0.5 mi
H
Concord High SchoolC-
High · Grades 9–12 · 0.8 mi
M
Rundlett Middle SchoolB-
Middle · Grades 6–8 · 1.5 mi

District: Concord School District

Neighborhood · ZIP 03301These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.35,411
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.661 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,373
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,711
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4 Valley St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in North End
  • Among the highest price per square foot in North End
  • Smaller than 90% of homes in North End
  • Has a smaller lot than 93% of homes in Merrimack County
  • Older than 85% of homes in Merrimack County

What homes are worth in Concord 03301

Each bar is how many homes fall in that price range. The marker is this home.

This home
$148K$862K

This home is worth more than 45% of homes in Concord 03301.

How it measures up in Concord 03301

The dot is this home. The mark in the middle is the typical home in Concord 03301.

Estimated value$410,131
CheaperTypical $424,436Pricier

Pricier than 45% of homes nearby

Price per ft²$432
CheaperTypical $271Pricier

Pricier than 98% of homes nearby

Living area949 ft²
SmallerTypical 1,581 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.14 ac
SmallerTypical 0.34 acBigger

Bigger than 18% of homes nearby

Year built1910
OlderTypical 1964Newer

Newer than 28% of homes nearby

How 4 Valley St ranks against every home in each area.
MeasureThis homeNorth EndConcord 03301Merrimack County
Estimated valuepricier than$410,13134% of homes45% of homes37% of homes
Price per ft²pricier than$432almost all homes98% of homes96% of homes
Living areabigger than949 ft²10% of homes14% of homes10% of homes
Lot sizebigger than0.14 ac28% of homes18% of homes7% of homes
Year builtnewer than191048% of homes28% of homes15% of homes

About 4 Valley St

How much is 4 Valley St, Concord, NH worth?

The TopHap Estimate for 4 Valley St, Concord, NH is $410,131 as of Jul 14, 2026. The likely range is $343,241 to $477,021. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4 Valley St, Concord, NH last sell?

4 Valley St, Concord, NH last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 4 Valley St, Concord, NH?

4 Valley St, Concord, NH has 2 bedrooms, 1 bathrooms, 949 square feet of living space and a 0.14-acre lot.

When was 4 Valley St, Concord, NH built?

4 Valley St, Concord, NH was built in 1910, making it 116 years old. It is a conventional home. The building has 1 story.

What schools serve 4 Valley St, Concord, NH?

4 Valley St, Concord, NH is assigned to Christa McAuliffe School (elementary), rated A-; Concord High School (high), rated C-; Rundlett Middle School (middle), rated B-. All sit in Concord School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4 Valley St, Concord, NH compare to other homes in Concord 03301?

Among the 8,695 homes in Concord 03301, it is worth more than 45% of them ($410,131 against a typical $424,436), its price per square foot is higher than 98% of them ($432 against a typical $271), it is bigger than 14% of them (949 ft² against a typical 1,581 ft²), its lot is bigger than 18% of them (0.14 ac against a typical 0.34 ac) and it is newer than 28% of them (1910 against a typical 1964). Measured against all of Merrimack County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4 Valley St, Concord, NH?

The 2025 property tax bill for 4 Valley St, Concord, NH was $5,959. The county assessed it at $204,700.

Closest homes

More homes in Concord 03301

Assigned schools

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