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Single Family ResidenceResidential
$379,603$246 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

40 BEAR XING

JAY, VT 05859
4
Beds
2
Baths
1,543 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$380K
$342K low$417K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,720 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$224,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$178,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$224,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
42
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyORLEANS
Lot (acres)The size of the land the home sits on, from county records.2.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Elevator

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jay/Westfield Joint Elementary SchoolB
Elementary · Grades PK–6 · 1.9 mi
H
North Country Union High SchoolD-
High · Grades 9–12 · 13.2 mi
M
North Country Union Junior High SchoolC-
Middle · Grades 7–8 · 16.8 mi

District: North Country Union Junior High School District

Neighborhood · ZIP 05859These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.70

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.66%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.2,219
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,754
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,729
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Bear Xing measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Orleans County
  • Newer than 68% of homes in Orleans County

What homes are worth in North Troy 05859

Each bar is how many homes fall in that price range. The marker is this home.

This home
$84K$1.1M

This home is worth more than 56% of homes in North Troy 05859.

How it measures up in North Troy 05859

The dot is this home. The mark in the middle is the typical home in North Troy 05859.

Estimated value$379,603
CheaperTypical $346,712Pricier

Pricier than 56% of homes nearby

Price per ft²$246
CheaperTypical $235Pricier

Pricier than 55% of homes nearby

Living area1,543 ft²
SmallerTypical 1,498 ft²Bigger

Bigger than 53% of homes nearby

Lot size2.2 ac
SmallerTypical 2.77 acBigger

Bigger than 47% of homes nearby

Year built1990
OlderTypical 1988Newer

Newer than 56% of homes nearby

How 40 Bear Xing ranks against every home in each area.
MeasureThis homeNorth Troy 05859Orleans County
Estimated valuepricier than$379,60356% of homes67% of homes
Price per ft²pricier than$24655% of homes60% of homes
Living areabigger than1,543 ft²53% of homes59% of homes
Lot sizebigger than2.2 ac47% of homes49% of homes
Year builtnewer than199056% of homes68% of homes

About 40 Bear Xing

How much is 40 Bear Xing, Jay, VT worth?

The TopHap Estimate for 40 Bear Xing, Jay, VT is $379,603 as of Sep 24, 2026. The likely range is $341,712 to $417,494. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Bear Xing, Jay, VT last sell?

40 Bear Xing, Jay, VT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 40 Bear Xing, Jay, VT?

40 Bear Xing, Jay, VT has 4 bedrooms, 2 bathrooms, 1,543 square feet of living space and a 2.20-acre lot.

When was 40 Bear Xing, Jay, VT built?

40 Bear Xing, Jay, VT was built in 1990, making it 36 years old. It is a conventional home. The building has 2 stories.

What schools serve 40 Bear Xing, Jay, VT?

40 Bear Xing, Jay, VT is assigned to Jay/Westfield Joint Elementary School (elementary), rated B; North Country Union High School (high), rated D-; North Country Union Junior High School (middle), rated C-. All sit in North Country Union Junior High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Bear Xing, Jay, VT compare to other homes in North Troy 05859?

Among the 1,352 homes in North Troy 05859, it is worth more than 56% of them ($379,603 against a typical $346,712), its price per square foot is higher than 55% of them ($246 against a typical $235), it is bigger than 53% of them (1,543 ft² against a typical 1,498 ft²), its lot is bigger than 47% of them (2.2 ac against a typical 2.77 ac) and it is newer than 56% of them (1990 against a typical 1988). Measured against all of Orleans County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Bear Xing, Jay, VT?

The 2025 property tax bill for 40 Bear Xing, Jay, VT was $3,720. The county assessed it at $224,300.

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