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Single Family ResidenceResidential
$475,034$488 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

40 BERNIER LN

WATERBORO, ME 04087
2
Beds
1
Baths
973 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$475K
$394K low$556K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,251 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$383,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$182,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$200,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$396,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$392,540

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.141 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyYORK
Lot (acres)The size of the land the home sits on, from county records.0.33
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Space
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Waterboro Elementary SchoolB+
Elementary · Grades PK–5 · 4.1 mi
M
Massabesic Middle SchoolB
Middle · Grades 6–8 · 4.4 mi
H
Massabesic High SchoolF
High · Grades 9–12 · 5.0 mi

District: School Administrative District 57

Neighborhood · ZIP 04087These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,309
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.118 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$94,124
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,265
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Bernier Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 83% of homes in Waterboro 04087
  • Smaller than 77% of homes in York County
  • Has a smaller lot than 89% of homes in Waterboro 04087
  • Older than 75% of homes in Waterboro 04087

What homes are worth in Waterboro 04087

Each bar is how many homes fall in that price range. The marker is this home.

This home
$256K$739K

This home is worth more than 62% of homes in Waterboro 04087.

How it measures up in Waterboro 04087

The dot is this home. The mark in the middle is the typical home in Waterboro 04087.

Estimated value$475,034
CheaperTypical $448,436Pricier

Pricier than 62% of homes nearby

Price per ft²$488
CheaperTypical $346Pricier

Pricier than 83% of homes nearby

Living area973 ft²
SmallerTypical 1,232 ft²Bigger

Bigger than 31% of homes nearby

Lot size0.33 ac
SmallerTypical 1.8 acBigger

Bigger than 11% of homes nearby

Year built1972
OlderTypical 1992Newer

Newer than 25% of homes nearby

How 40 Bernier Ln ranks against every home in each area.
MeasureThis homeWaterboro 04087York County
Estimated valuepricier than$475,03462% of homes38% of homes
Price per ft²pricier than$48883% of homes69% of homes
Living areabigger than973 ft²31% of homes23% of homes
Lot sizebigger than0.33 ac11% of homes29% of homes
Year builtnewer than197225% of homes35% of homes

About 40 Bernier Ln

How much is 40 Bernier Ln, Waterboro, ME worth?

The TopHap Estimate for 40 Bernier Ln, Waterboro, ME is $475,034 as of Oct 21, 2026. The likely range is $393,890 to $556,178. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Bernier Ln, Waterboro, ME last sell?

40 Bernier Ln, Waterboro, ME last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 40 Bernier Ln, Waterboro, ME?

40 Bernier Ln, Waterboro, ME has 2 bedrooms, 1 bathrooms, 973 square feet of living space and a 0.33-acre lot.

When was 40 Bernier Ln, Waterboro, ME built?

40 Bernier Ln, Waterboro, ME was built in 1972, making it 54 years old. It is a ranch home. The building has 1 story.

What schools serve 40 Bernier Ln, Waterboro, ME?

40 Bernier Ln, Waterboro, ME is assigned to Waterboro Elementary School (elementary), rated B+; Massabesic Middle School (middle), rated B; Massabesic High School (high), rated F. All sit in School Administrative District 57. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Bernier Ln, Waterboro, ME compare to other homes in Waterboro 04087?

Among the 1,357 homes in Waterboro 04087, it is worth more than 62% of them ($475,034 against a typical $448,436), its price per square foot is higher than 83% of them ($488 against a typical $346), it is bigger than 31% of them (973 ft² against a typical 1,232 ft²), its lot is bigger than 11% of them (0.33 ac against a typical 1.8 ac) and it is newer than 25% of them (1972 against a typical 1992). Measured against all of York County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Bernier Ln, Waterboro, ME?

The 2025 property tax bill for 40 Bernier Ln, Waterboro, ME was $4,251. The county assessed it at $383,700.

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