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Residential (General/Single)Residential
$686,091
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

40 C U R W

ANNAPOLIS, MD 21403
0
Baths
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$686K
$593K low$779K high

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.25
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.73%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyANNE ARUNDEL
Lot (acres)The size of the land the home sits on, from county records.0.11
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hillsmere Elementary SchoolA
Elementary · Grades EE–5 · 0.6 mi
M
Annapolis Middle SchoolD-
Middle · Grades 6–8 · 2.3 mi
H
Annapolis High SchoolC-
High · Grades 9–12 · 5.3 mi

District: Anne Arundel County Public Schools

Neighborhood · ZIP 21403These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.32,838
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,339 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$117,902
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$161,719
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 C U R W measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Highland Beach
  • Has a smaller lot than 98% of homes in Highland Beach

What homes are worth in Annapolis 21403

Each bar is how many homes fall in that price range. The marker is this home.

This home
$261K$2.9M

This home is worth more than 54% of homes in Annapolis 21403.

How it measures up in Annapolis 21403

The dot is this home. The mark in the middle is the typical home in Annapolis 21403.

Estimated value$686,091
CheaperTypical $651,217Pricier

Pricier than 54% of homes nearby

Lot size0.11 ac
SmallerTypical 0.2 acBigger

Bigger than 28% of homes nearby

How 40 C U R W ranks against every home in each area.
MeasureThis homeHighland BeachAnnapolis 21403Anne Arundel County
Estimated valuepricier than$686,09123% of homes54% of homes75% of homes
Lot sizebigger than0.11 ac2% of homes28% of homes28% of homes

About 40 C U R W

How much is 40 C U R W, Annapolis, MD worth?

The TopHap Estimate for 40 C U R W, Annapolis, MD is $686,091 as of Sep 24, 2026. The likely range is $593,346 to $778,836. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 C U R W, Annapolis, MD last sell?

40 C U R W, Annapolis, MD last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 40 C U R W, Annapolis, MD?

40 C U R W, Annapolis, MD is assigned to Hillsmere Elementary School (elementary), rated A; Annapolis Middle School (middle), rated D-; Annapolis High School (high), rated C-. All sit in Anne Arundel County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 C U R W, Annapolis, MD compare to other homes in Annapolis 21403?

Among the 11,835 homes in Annapolis 21403, it is worth more than 54% of them ($686,091 against a typical $651,217) and its lot is bigger than 28% of them (0.11 ac against a typical 0.2 ac). Measured against all of Anne Arundel County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

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Assigned schools

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