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Single Family ResidenceResidential
$335,754$348 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

40 CHARLTON ST

OXFORD, MA 01540
2
Beds
1
Baths
964 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1911
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$336K
$325K low$346K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,535 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$279,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$74,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$205,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$279,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWorcester
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Alfred M Chaffee
Elementary · Grades KG–2 · 0.5 mi
H
Oxford High SchoolC-
High · Grades 9–12 · 1.5 mi
M
Oxford Middle SchoolC-
Middle · Grades 6–8 · 1.5 mi

District: Oxford School District

Neighborhood · ZIP 01540These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.11,464
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.534 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,522
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,462
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Charlton St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Oxford 01540
  • Costs more per square foot than 76% of homes in Oxford 01540
  • Smaller than 92% of homes in Worcester County
  • Has a smaller lot than 86% of homes in Oxford 01540
  • Older than 91% of homes in Oxford 01540

What homes are worth in Oxford 01540

Each bar is how many homes fall in that price range. The marker is this home.

This home
$289K$754K

This home is worth more than 9% of homes in Oxford 01540.

How it measures up in Oxford 01540

The dot is this home. The mark in the middle is the typical home in Oxford 01540.

Estimated value$335,754
CheaperTypical $417,066Pricier

Pricier than 9% of homes nearby

Price per ft²$348
CheaperTypical $292Pricier

Pricier than 76% of homes nearby

Living area964 ft²
SmallerTypical 1,428 ft²Bigger

Bigger than 11% of homes nearby

Lot size0.25 ac
SmallerTypical 0.51 acBigger

Bigger than 14% of homes nearby

Year built1911
OlderTypical 1973Newer

Newer than 9% of homes nearby

How 40 Charlton St ranks against every home in each area.
MeasureThis homeOxford 01540Worcester County
Estimated valuepricier than$335,7549% of homes13% of homes
Price per ft²pricier than$34876% of homes72% of homes
Living areabigger than964 ft²11% of homes8% of homes
Lot sizebigger than0.25 ac14% of homes27% of homes
Year builtnewer than19119% of homes16% of homes

About 40 Charlton St

How much is 40 Charlton St, Oxford, MA worth?

The TopHap Estimate for 40 Charlton St, Oxford, MA is $335,754 as of Aug 30, 2026. The likely range is $325,127 to $346,381. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 40 Charlton St, Oxford, MA?

40 Charlton St, Oxford, MA has 2 bedrooms, 1 bathrooms, 964 square feet of living space and a 0.25-acre lot.

When was 40 Charlton St, Oxford, MA built?

40 Charlton St, Oxford, MA was built in 1911, making it 115 years old. It is a conventional home. The building has 2 stories.

What schools serve 40 Charlton St, Oxford, MA?

40 Charlton St, Oxford, MA is assigned to Alfred M Chaffee (elementary); Oxford High School (high), rated C-; Oxford Middle School (middle), rated C-. All sit in Oxford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Charlton St, Oxford, MA compare to other homes in Oxford 01540?

Among the 3,741 homes in Oxford 01540, it is worth more than 9% of them ($335,754 against a typical $417,066), its price per square foot is higher than 76% of them ($348 against a typical $292), it is bigger than 11% of them (964 ft² against a typical 1,428 ft²), its lot is bigger than 14% of them (0.25 ac against a typical 0.51 ac) and it is newer than 9% of them (1911 against a typical 1973). Measured against all of Worcester County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Charlton St, Oxford, MA?

The 2025 property tax bill for 40 Charlton St, Oxford, MA was $3,535. The county assessed it at $279,000.

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