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Single Family ResidenceResidential
$780,111$379 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $495,000 on Jul 15, 2020

40 CHRISTMAS TREE CIR

BEDFORD, NH 03110
4
Beds
2.5
Baths
2,058 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$780K
$750K low$810K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$495,000 · Jul 15, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,982 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$666,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$252,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$413,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$762,755

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
30
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyHILLSBOROUGH
Lot (acres)The size of the land the home sits on, from county records.1.50
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Bedford High SchoolA-
High · Grades 9–12 · 1.6 mi
M
Ross A. Lurgio Middle SchoolB-
Middle · Grades 7–8 · 1.6 mi
E
Peter Woodbury SchoolA+
Elementary · Grades KG–4 · 3.0 mi

District: Bedford School District

Neighborhood · ZIP 03110These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.27
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.92

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.23,523
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.713 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$153,143
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$186,009
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Christmas Tree Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Hillsborough County
  • Costs more per square foot than 80% of homes in Hillsborough County
  • Has a bigger lot than 71% of homes in Hillsborough County

What homes are worth in Bedford 03110

Each bar is how many homes fall in that price range. The marker is this home.

This home
$468K$1.9M

This home is worth more than 45% of homes in Bedford 03110.

How it measures up in Bedford 03110

The dot is this home. The mark in the middle is the typical home in Bedford 03110.

Estimated value$780,111
CheaperTypical $809,172Pricier

Pricier than 45% of homes nearby

Price per ft²$379
CheaperTypical $359Pricier

Pricier than 63% of homes nearby

Living area2,058 ft²
SmallerTypical 2,352 ft²Bigger

Bigger than 37% of homes nearby

Lot size1.5 ac
SmallerTypical 1.6 acBigger

Bigger than 41% of homes nearby

Year built1984
OlderTypical 1986Newer

Newer than 43% of homes nearby

How 40 Christmas Tree Cir ranks against every home in each area.
MeasureThis homeBedford 03110Hillsborough County
Estimated valuepricier than$780,11145% of homes88% of homes
Price per ft²pricier than$37963% of homes80% of homes
Living areabigger than2,058 ft²37% of homes64% of homes
Lot sizebigger than1.5 ac41% of homes71% of homes
Year builtnewer than198443% of homes58% of homes

About 40 Christmas Tree Cir

How much is 40 Christmas Tree Cir, Bedford, NH worth?

The TopHap Estimate for 40 Christmas Tree Cir, Bedford, NH is $780,111 as of Sep 24, 2026. The likely range is $749,754 to $810,468. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Christmas Tree Cir, Bedford, NH last sell?

40 Christmas Tree Cir, Bedford, NH last sold on Jul 15, 2020 for $495,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 40 Christmas Tree Cir, Bedford, NH?

40 Christmas Tree Cir, Bedford, NH has 4 bedrooms, 2.5 bathrooms, 2,058 square feet of living space and a 1.50-acre lot.

When was 40 Christmas Tree Cir, Bedford, NH built?

40 Christmas Tree Cir, Bedford, NH was built in 1984, making it 42 years old. It is a colonial home. The building has 2 stories.

What schools serve 40 Christmas Tree Cir, Bedford, NH?

40 Christmas Tree Cir, Bedford, NH is assigned to Bedford High School (high), rated A-; Ross A. Lurgio Middle School (middle), rated B-; Peter Woodbury School (elementary), rated A+. All sit in Bedford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Christmas Tree Cir, Bedford, NH compare to other homes in Bedford 03110?

Among the 7,160 homes in Bedford 03110, it is worth more than 45% of them ($780,111 against a typical $809,172), its price per square foot is higher than 63% of them ($379 against a typical $359), it is bigger than 37% of them (2,058 ft² against a typical 2,352 ft²), its lot is bigger than 41% of them (1.5 ac against a typical 1.6 ac) and it is newer than 43% of them (1984 against a typical 1986). Measured against all of Hillsborough County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Christmas Tree Cir, Bedford, NH?

The 2025 property tax bill for 40 Christmas Tree Cir, Bedford, NH was $10,982. The county assessed it at $666,000.

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