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Single Family ResidenceResidential
$194,069$129 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 68How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

40 CHURCH ST

ROSMAN, NC 28772
3
Beds
1
Baths
1,508 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.

Valuation

$194K
$133K low$256K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$194,069
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$155,255

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,200 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$149,890 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$124,890
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$106,320
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$149,890

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyTransylvania
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Neighborhood · ZIP 28772These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.104

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.885
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,890
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,648
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.79 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Church St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Transylvania County
  • Costs less per square foot than 97% of homes in Transylvania County
  • Has a smaller lot than 97% of homes in Rosman 28772
  • Among the oldest homes in Transylvania County

What homes are worth in Rosman 28772

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$977K

This home is worth more than 33% of homes in Rosman 28772.

How it measures up in Rosman 28772

The dot is this home. The mark in the middle is the typical home in Rosman 28772.

Estimated value$194,069
CheaperTypical $267,613Pricier

Pricier than 33% of homes nearby

Price per ft²$129
CheaperTypical $212Pricier

Pricier than 13% of homes nearby

Living area1,508 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.16 ac
SmallerTypical 1.97 acBigger

Bigger than 3% of homes nearby

Year built1900
OlderTypical 1985Newer

Newer than 2% of homes nearby

How 40 Church St ranks against every home in each area.
MeasureThis homeRosman 28772Transylvania County
Estimated valuepricier than$194,06933% of homes10% of homes
Price per ft²pricier than$12913% of homes3% of homes
Living areabigger than1,508 ft²54% of homes39% of homes
Lot sizebigger than0.16 ac3% of homes4% of homes
Year builtnewer than19002% of homesalmost no homes

About 40 Church St

How much is 40 Church St, Rosman, NC worth?

The TopHap Estimate for 40 Church St, Rosman, NC is $194,069 as of Jul 14, 2026. The likely range is $132,517 to $255,621. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Church St, Rosman, NC last sell?

40 Church St, Rosman, NC last sold on Jul 1, 2003, according to the county's recorded deed.

How big is 40 Church St, Rosman, NC?

40 Church St, Rosman, NC has 3 bedrooms, 1 bathrooms and 1,508 square feet of living space.

When was 40 Church St, Rosman, NC built?

40 Church St, Rosman, NC was built in 1900, making it 126 years old.

How does 40 Church St, Rosman, NC compare to other homes in Rosman 28772?

Among the 897 homes in Rosman 28772, it is worth more than 33% of them ($194,069 against a typical $267,613), its price per square foot is higher than 13% of them ($129 against a typical $212), it is bigger than 54% of them (1,508 ft² against a typical 1,456 ft²), its lot is bigger than 3% of them (0.16 ac against a typical 1.97 ac) and it is newer than 2% of them (1900 against a typical 1985). Measured against all of Transylvania County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Church St, Rosman, NC?

The 2025 property tax bill for 40 Church St, Rosman, NC was $1,200. The county assessed it at $149,890.

Closest homes

More homes in Rosman 28772

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