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Single Family ResidenceResidential
$178,340$130 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $84,000 on Apr 7, 2006

40 CLAY ST

CLEVELAND, NY 13042
3
Beds
2
Baths
1,372 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.68 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$178K
$153K low$204K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$84,000 · Apr 7, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,577 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$88,900 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$75,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$88,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$148,167

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
72
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOswego
Lot (acres)The size of the land the home sits on, from county records.0.68
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 192 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Aura A. Cole Elementary SchoolD+
Elementary · Grades PK–5 · 6.9 mi
M
Central Square Middle SchoolB
Middle · Grades 6–8 · 12.8 mi
H
Paul V. Moore High SchoolC+
High · Grades 9–12 · 13.7 mi

District: Central Square Central School District

Neighborhood · ZIP 13042These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,713
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.41 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,026
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,123
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Cleveland 13042
  • Costs less per square foot than 69% of homes in Cleveland 13042
  • Has a smaller lot than 67% of homes in Cleveland 13042

What homes are worth in Cleveland 13042

Each bar is how many homes fall in that price range. The marker is this home.

This home
$70K$645K

This home is worth more than 32% of homes in Cleveland 13042.

How it measures up in Cleveland 13042

The dot is this home. The mark in the middle is the typical home in Cleveland 13042.

Estimated value$178,340
CheaperTypical $232,339Pricier

Pricier than 32% of homes nearby

Price per ft²$130
CheaperTypical $161Pricier

Pricier than 31% of homes nearby

Living area1,372 ft²
SmallerTypical 1,372 ft²Bigger

Bigger than 50% of homes nearby

Lot size0.68 ac
SmallerTypical 1.15 acBigger

Bigger than 33% of homes nearby

Year built1971
OlderTypical 1971Newer

Newer than 50% of homes nearby

How 40 Clay St ranks against every home in each area.
MeasureThis homeCleveland 13042Oswego County
Estimated valuepricier than$178,34032% of homes49% of homes
Price per ft²pricier than$13031% of homes56% of homes
Living areabigger than1,372 ft²50% of homes44% of homes
Lot sizebigger than0.68 ac33% of homes38% of homes
Year builtnewer than197150% of homes53% of homes

About 40 Clay St

How much is 40 Clay St, Cleveland, NY worth?

The TopHap Estimate for 40 Clay St, Cleveland, NY is $178,340 as of Oct 21, 2026. The likely range is $153,050 to $203,630. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Clay St, Cleveland, NY last sell?

40 Clay St, Cleveland, NY last sold on Apr 7, 2006 for $84,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 40 Clay St, Cleveland, NY?

40 Clay St, Cleveland, NY has 3 bedrooms, 2 bathrooms, 1,372 square feet of living space and a 0.68-acre lot.

When was 40 Clay St, Cleveland, NY built?

40 Clay St, Cleveland, NY was built in 1971, making it 55 years old. It is a ranch home. The building has 1 story.

What schools serve 40 Clay St, Cleveland, NY?

40 Clay St, Cleveland, NY is assigned to Aura A. Cole Elementary School (elementary), rated D+; Central Square Middle School (middle), rated B; Paul V. Moore High School (high), rated C+. All sit in Central Square Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Clay St, Cleveland, NY compare to other homes in Cleveland 13042?

Among the 1,384 homes in Cleveland 13042, it is worth more than 32% of them ($178,340 against a typical $232,339), its price per square foot is higher than 31% of them ($130 against a typical $161), it is bigger than 50% of them (1,372 ft² against a typical 1,372 ft²), its lot is bigger than 33% of them (0.68 ac against a typical 1.15 ac) and it is newer than 50% of them (1971 against a typical 1971). Measured against all of Oswego County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Clay St, Cleveland, NY?

The 2024 property tax bill for 40 Clay St, Cleveland, NY was $3,577. The county assessed it at $88,900.

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